---
canonical_url: https://lendb.ai/lo/carl-melby-201079
json_url: https://lendb.ai/lo/carl-melby-201079.json
nmls_id: 201079
last_verified: 2026-10-09
---

# Carl Melby

Sales Manager at Guild Mortgage, Aurora, IL. NMLS ID 201079 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/201079)).

**Summary:** Carl Melby (NMLS 201079) is Sales Manager at Guild Mortgage, based in Aurora, IL. Licensed in Florida, confirmed with the state regulator (license LO32724). Also lists Illinois and Indiana on the lender page (not yet checked with the state regulator). Licensed since 2015 (per Florida records). States 30 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2015 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 30 (source: https://branches.guildmortgage.com/il/aurora/carl-melby-119-ctcme.html, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Illinois (IL, lender_reported), Indiana (IN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Carl is a Team Manager and Sr. Mortgage Loan Originator with over 30 years of mortgage industry experience. He focuses on listening to clients' needs and finding the right loan program to fit their financial situation.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 30. Source: https://branches.guildmortgage.com/il/aurora/carl-melby-119-ctcme.html, verified 2026-10-09.
- role: Team Manager and Sr. Mortgage Loan Originator. Source: https://branches.guildmortgage.com/il/aurora/carl-melby-119-ctcme.html, verified 2026-10-09.
- community: actively involved in community. Source: https://branches.guildmortgage.com/il/aurora/carl-melby-119-ctcme.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO32724 | active | confirmed | 2015-11-25 | state_regulator | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Aurora, IL. Source: https://branches.guildmortgage.com/il/aurora/carl-melby-119-ctcme.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/201079

## Contact

- linkedin_url: https://www.linkedin.com/in/carl-melby-8492716/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/il/aurora/carl-melby-119-ctcme.html
- Office phone and Email on file: shown at https://lendb.ai/lo/carl-melby-201079#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/201079
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://branches.guildmortgage.com/il/aurora/carl-melby-119-ctcme.html

Cite as: Carl Melby (NMLS 201079), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/carl-melby-201079, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._