{
  "canonical_url": "https://lendb.ai/lo/carla-nettles-445277",
  "lede": {
    "text": "Carla Nettles (NMLS 445277) is a Loan Originator at Eagle Bank and Trust Company in Sherwood, Arkansas.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Carla licensed?",
      "a": "Carla works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access.",
      "fields": [
        "federal_registration",
        "current_employment"
      ],
      "source": "employer type in LenDb's lender registry",
      "source_url": null,
      "verified_at": "2026-10-16"
    },
    {
      "q": "What lender does Carla work for?",
      "a": "Eagle Bank and Trust Company, company NMLS 410317, from the Sherwood, AR office, per the lender's own site (verified 2026-10-16).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.eaglebank.com/lender/carla-nettles/",
      "verified_at": "2026-10-16"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 445277,
    "slug": "carla-nettles-445277",
    "canonical_url": "https://lendb.ai/lo/carla-nettles-445277",
    "md_url": "https://lendb.ai/lo/carla-nettles-445277.md",
    "json_url": "https://lendb.ai/lo/carla-nettles-445277.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/445277",
    "full_name": {
      "value": "Carla Nettles",
      "source": "lender_site",
      "source_url": "https://www.eaglebank.com/lender/carla-nettles/",
      "verified_at": "2026-10-16"
    },
    "first_name": "Carla",
    "last_name": "Nettles",
    "headshot_url": {
      "value": "https://www.eaglebank.com/wp-content/uploads/2018/04/carla-nettles-542x694.jpg",
      "source": "lender_site",
      "source_url": "https://www.eaglebank.com/lender/carla-nettles/",
      "verified_at": "2026-10-16"
    },
    "bio": {
      "value": "Carla Nettles is a Loan Originator with Eagle Bank Mortgage in Sherwood, AR. Their mortgage career started in 1986, and they say they have served repeat customers and personal referrals over the past 30 years.",
      "source": "lender_site",
      "source_url": "https://www.eaglebank.com/lender/carla-nettles/",
      "verified_at": "2026-10-16"
    },
    "title": {
      "value": "Loan Originator",
      "source": "lender_site",
      "source_url": "https://www.eaglebank.com/lender/carla-nettles/",
      "verified_at": "2026-10-16"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.eaglebank.com/lender/carla-nettles/",
      "verified_at": "2026-10-16"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 55,
    "current_employment": {
      "lender_nmls_id": 410317,
      "lender_name": "Eagle Bank and Trust Company",
      "lender_slug": "eagle-bank-and-trust-company-410317",
      "branch_city": "Sherwood",
      "branch_state": "AR",
      "branch_zip": "72116",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.eaglebank.com/lender/carla-nettles/",
      "lender_type": "bank",
      "source": "lender_site",
      "source_url": "https://www.eaglebank.com/lender/carla-nettles/",
      "verified_at": "2026-10-16"
    },
    "employment_history": [
      {
        "lender_nmls_id": 410317,
        "lender_name": "Eagle Bank and Trust Company",
        "lender_slug": "eagle-bank-and-trust-company-410317",
        "branch_city": "Sherwood",
        "branch_state": "AR",
        "branch_zip": "72116",
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.eaglebank.com/lender/carla-nettles/",
        "lender_type": "bank",
        "source": "lender_site",
        "source_url": "https://www.eaglebank.com/lender/carla-nettles/",
        "verified_at": "2026-10-16"
      }
    ],
    "licenses": [],
    "specialties": [],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "since 1986",
        "source": "lender_site",
        "source_url": "https://www.eaglebank.com/lender/carla-nettles/",
        "verified_at": "2026-10-16"
      }
    ],
    "last_verified_at": "2026-10-16",
    "updated_at": "2026-10-21 19:27:26.838887+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office"
      ],
      "reveal_url": "https://lendb.ai/lo/carla-nettles-445277#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.eaglebank.com/lender/carla-nettles/",
      "verified_at": "2026-10-16"
    },
    "earliest_license_record": null,
    "licensed_since": null,
    "federal_registration": {
      "status": "likely",
      "basis": "employer_type",
      "employer_type": "bank",
      "note": "Federally registered MLOs aren't state-licensed; verify at NMLS"
    }
  }
}