---
canonical_url: https://lendb.ai/lo/carlos-duenas-888826
json_url: https://lendb.ai/lo/carlos-duenas-888826.json
nmls_id: 888826
last_verified: 2026-10-27
---

# Carlos Duenas

Loan officer at West Capital Lending, Inc.. NMLS ID 888826 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/888826)).

Carlos Duenas (NMLS 888826) is a mortgage loan officer at West Capital Lending, Inc., licensed in Colorado since 2021 and in Florida, Texas, California and 6 more states.

**Summary:** Carlos Duenas (NMLS 888826) is a loan officer at West Capital Lending, Inc.. Licensed in 10 states confirmed with state regulators: Florida, Texas, California, Connecticut, Colorado, Pennsylvania, Oregon, Wisconsin and 2 more. Earliest state license record: October 6, 2021 (Colorado), per state regulator. Last verified 2026-10-27.

## Quick answers

### Is Carlos licensed in Florida?

Yes. Florida regulator records list license LO102909 as active, first effective February 22, 2022 (verified 2026-10-15). LenDb has 9 other states on file for Carlos. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Carlos work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Carlos been licensed?

The earliest state license record LenDb holds for Carlos is from October 6, 2021 (Colorado regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=283509&contact=507003.

## At a glance

- Earliest state license record: October 6, 2021 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Carlos A. Duenas (CA, CO, CT, FL, MD, OR, PA, TX, WY, as of 2026-10-27)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Connecticut (CT, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO102909 | active | confirmed | 2022-02-22 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2022-02-22 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 02096714 | active | confirmed |  | state_regulator | 2026-10-24 |
| CT | Connecticut regulator | state_license | LO-888826 | active | confirmed |  | state_regulator | 2026-10-15 |
| CO | Colorado regulator | state_license | 100527650 | active | confirmed | 2021-10-06 | state_regulator | 2026-10-16 |
| PA | Pennsylvania regulator | state_license | 96082 | active | confirmed |  | state_regulator | 2026-10-16 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2021-10-21 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 888826 | active | confirmed | 2022-02-10 | state_regulator | 2026-10-21 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |
| WY | Wyoming regulator | state_license | 108489 | active | confirmed | 2025-04-01 | state_regulator | 2026-10-27 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/888826

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/888826
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=283509&contact=507003
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://www.labor.maryland.gov/finance/
- state_regulator: https://wyomingbankingdivision.wyo.gov/

Cite as: Carlos Duenas (NMLS 888826), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/carlos-duenas-888826, last verified 2026-10-27.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._
