{
  "canonical_url": "https://lendb.ai/lo/carlos-flores-238306",
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    "md_url": "https://lendb.ai/lo/carlos-flores-238306.md",
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      "source_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/",
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      "verified_at": "2026-10-09"
    },
    "bio": {
      "value": "Carlos Flores, a Marine Corps Veteran, has been serving families since 1992 with thousands of closed loans, helping clients across nine states including first-time homebuyers and Veterans using VA benefits.",
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      "source_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/",
      "verified_at": "2026-10-09"
    },
    "title": {
      "value": "Originating Branch Manager",
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      "source_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/",
      "verified_at": "2026-10-09"
    },
    "languages": {
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      ],
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/",
      "verified_at": "2026-10-09"
    },
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    "claimed_at": null,
    "profile_completeness": 100,
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      "lender_slug": "crosscountry-mortgage-3029",
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      "branch_state": "CA",
      "branch_zip": "91791",
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/",
      "lender_type": "imb",
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      "source_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
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        "lender_slug": "crosscountry-mortgage-3029",
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        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [
      {
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        "license_number": "LO111614",
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        "issued_at": "2022-08-04",
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        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "AL",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "AR",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "AZ",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "CA",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": "100519003",
        "status": "active",
        "issued_at": "2020-10-08",
        "source": "state_regulator",
        "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=252230&contact=473695",
        "verified_at": "2026-10-09",
        "confidence": "confirmed"
      },
      {
        "state": "MO",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "NV",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "TN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      },
      {
        "state": "TX",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/",
        "verified_at": "2026-10-09",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "va",
        "label": "VA loan",
        "evidence": "lender_page_text",
        "confidence": 0.7,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/",
        "verified_at": "2026-10-09"
      },
      {
        "slug": "fha",
        "label": "FHA loan",
        "evidence": "lender_page_text",
        "confidence": 0.1,
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/",
        "verified_at": "2026-10-09"
      }
    ],
    "contacts": [
      {
        "kind": "linkedin_url",
        "value": "https://www.linkedin.com/in/carlosfloresmortgage/",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/",
        "verified_at": "2026-10-09"
      }
    ],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
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        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "role",
        "value": "Marine Corps Veteran",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "service_area",
        "value": "Downey, Covina, La Verne, Bassett, West Covina, CA; AL, AR, AZ, CA, CO, FL, MO, NV, TX",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/",
        "verified_at": "2026-10-09"
      },
      {
        "kind": "credential",
        "value": "thousands of closed loans",
        "source": "lender_site",
        "source_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/",
        "verified_at": "2026-10-09"
      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-09 14:42:21.127615+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/carlos-flores-238306#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/",
      "verified_at": "2026-10-09"
    },
    "licensed_since": {
      "year": 2020,
      "state": "CO"
    },
    "federal_registration": null
  }
}