--- canonical_url: https://lendb.ai/lo/carlos-flores-238306 json_url: https://lendb.ai/lo/carlos-flores-238306.json nmls_id: 238306 last_verified: 2026-10-09 --- # Carlos Flores Originating Branch Manager at CrossCountry Mortgage, West Covina, CA. NMLS ID 238306 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/238306)). **Summary:** Carlos Flores (NMLS 238306) is Originating Branch Manager at CrossCountry Mortgage, based in West Covina, CA. Licensed in 2 states confirmed with state regulators: Florida and Colorado. Also lists Alabama, Arkansas, Arizona, California, Missouri, Nevada, Tennessee and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: VA loan and FHA loan. Speaks Spanish. Licensed since 2020 (per Colorado records). Last verified 2026-10-09. ## At a glance - Licensed since 2020 (per Colorado records). This is license history on file, not total experience. - Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Colorado (CO, confirmed), Missouri (MO, lender_reported), Nevada (NV, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: Spanish - Profile: unclaimed - Status: active ## Specialties - **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/ - **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/ ## About Carlos Flores, a Marine Corps Veteran, has been serving families since 1992 with thousands of closed loans, helping clients across nine states including first-time homebuyers and Veterans using VA benefits. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: since 1992. Source: https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/, verified 2026-10-09. - role: Marine Corps Veteran. Source: https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/, verified 2026-10-09. - service_area: Downey, Covina, La Verne, Bassett, West Covina, CA; AL, AR, AZ, CA, CO, FL, MO, NV, TX. Source: https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/, verified 2026-10-09. - credential: thousands of closed loans. Source: https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO111614 | active | confirmed | 2022-08-04 | state_regulator | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CO | state_license | 100519003 | active | confirmed | 2020-10-08 | state_regulator | 2026-10-09 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NV | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: CrossCountry Mortgage (NMLS 3029), West Covina, CA. Source: https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/238306 ## Contact - linkedin_url: https://www.linkedin.com/in/carlosfloresmortgage/ (source: lender_site, verified 2026-10-09) - View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/ - Email on file: shown at https://lendb.ai/lo/carlos-flores-238306#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/238306 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - lender_site: https://crosscountrymortgage.com/west-covina-ca-8004/carlos-flores/ - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=252230&contact=473695 Cite as: Carlos Flores (NMLS 238306), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/carlos-flores-238306, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._