---
canonical_url: https://lendb.ai/lo/carlos-hernandez-2114537
json_url: https://lendb.ai/lo/carlos-hernandez-2114537.json
nmls_id: 2114537
last_verified: 2026-10-09
---

# Carlos Hernandez

Mortgage Loan Officer at Loan Factory, NJ. NMLS ID 2114537 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2114537)).

**Summary:** Carlos Hernandez (NMLS 2114537) is Mortgage Loan Officer at Loan Factory, based in New Jersey. Lists New Jersey on the lender page (not yet checked with the state regulator). Speaks English and Spanish. States 26 years of experience. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 26 (source: https://www.loanfactory.com/mortgage-expert/carlos-hernandez-2114537, verified 2026-10-09)
- Licensed in: New Jersey (NJ, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties


## About

Carlos Hernandez is a mortgage loan professional with 26 years of experience serving the community, helping hundreds of families achieve homeownership.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 26. Source: https://www.loanfactory.com/mortgage-expert/carlos-hernandez-2114537, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841), NJ. Source: https://www.loanfactory.com/mortgage-expert/carlos-hernandez-2114537, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2114537

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/carlos-hernandez-2114537
- Office phone on file: shown at https://lendb.ai/lo/carlos-hernandez-2114537#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2114537
- lender_site: https://www.loanfactory.com/mortgage-expert/carlos-hernandez-2114537

Cite as: Carlos Hernandez (NMLS 2114537), Loan Factory. LenDb.ai, https://lendb.ai/lo/carlos-hernandez-2114537, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._