---
canonical_url: https://lendb.ai/lo/carlos-ibarra-2121198
json_url: https://lendb.ai/lo/carlos-ibarra-2121198.json
nmls_id: 2121198
last_verified: 2026-10-27
---

# Carlos Ibarra

Loan officer at West Capital Lending, Inc.. NMLS ID 2121198 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2121198)).

Carlos Ibarra (NMLS 2121198) is a mortgage loan officer at West Capital Lending, Inc., licensed in Iowa since 2025 and in Florida, Texas, California and 7 more states.

**Summary:** Carlos Ibarra (NMLS 2121198) is a loan officer at West Capital Lending, Inc.. Licensed in 11 states confirmed with state regulators: Florida, Texas, California, Connecticut, Pennsylvania, Missouri, Arkansas, Iowa and 3 more. Earliest state license record: June 6, 2025 (Iowa), per state regulator. Last verified 2026-10-27.

## Quick answers

### Is Carlos licensed in Florida?

Yes. Florida regulator records list license LO139556 as active, first effective July 11, 2025 (verified 2026-10-15). LenDb has 10 other states on file for Carlos. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip.

### What lender does Carlos work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Carlos been licensed?

The earliest state license record LenDb holds for Carlos is from June 6, 2025 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idob.iowa.gov/.

## At a glance

- Earliest state license record: June 6, 2025 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Carlos D. Ibarra (AR, CA, CT, FL, IA, MO, OR, PA, TX, WY, as of 2026-10-27)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Connecticut (CT, confirmed), Pennsylvania (PA, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), Wyoming (WY, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO139556 | active | confirmed | 2025-07-11 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2026-05-06 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 02237111 | active | confirmed |  | state_regulator | 2026-10-24 |
| CT | Connecticut regulator | state_license | LO-2121198 | active | confirmed |  | state_regulator | 2026-10-15 |
| PA | Pennsylvania regulator | state_license | 115988 | active | confirmed |  | state_regulator | 2026-10-16 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| IA | Iowa regulator | state_license | 54543 | active | confirmed | 2025-06-06 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-07-15 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 2121198 | active | confirmed | 2025-06-09 | state_regulator | 2026-10-21 |
| WY | Wyoming regulator | state_license | 108770 | active | confirmed | 2025-06-12 | state_regulator | 2026-10-27 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2121198

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2121198
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://wyomingbankingdivision.wyo.gov/

Cite as: Carlos Ibarra (NMLS 2121198), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/carlos-ibarra-2121198, last verified 2026-10-27.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._