---
canonical_url: https://lendb.ai/lo/carlos-mendoza-torres-1564712
json_url: https://lendb.ai/lo/carlos-mendoza-torres-1564712.json
nmls_id: 1564712
last_verified: 2026-10-09
---

# Carlos Mendoza Torres

Mortgage Loan Officer at Loan Factory. NMLS ID 1564712 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1564712)).

**Summary:** Carlos Mendoza Torres (NMLS 1564712) is Mortgage Loan Officer at Loan Factory. Licensed in Florida, confirmed with the state regulator (license LO130831). Also lists California on the lender page (not yet checked with the state regulator). Speaks English and Spanish. Licensed since 2024 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2024 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO130831 | active | confirmed | 2024-08-07 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Loan Factory (NMLS 320841). Source: https://www.loanfactory.com/mortgage-expert/carlos-mendoza-torres-1564712, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1564712

## Contact

- View profile at Loan Factory: https://www.loanfactory.com/mortgage-expert/carlos-mendoza-torres-1564712

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1564712
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.loanfactory.com/mortgage-expert/carlos-mendoza-torres-1564712

Cite as: Carlos Mendoza Torres (NMLS 1564712), Loan Factory. LenDb.ai, https://lendb.ai/lo/carlos-mendoza-torres-1564712, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._