---
canonical_url: https://lendb.ai/lo/carlos-moreno-1371316
json_url: https://lendb.ai/lo/carlos-moreno-1371316.json
nmls_id: 1371316
last_verified: 2026-10-24
---

# Carlos Moreno

Loan officer at United Lending Team, INC. NMLS ID 1371316 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1371316)).

Carlos Moreno (NMLS 1371316) is a mortgage loan officer at United Lending Team, INC, licensed in California since 2022.

**Summary:** Carlos Moreno (NMLS 1371316) is a loan officer at United Lending Team, INC. Licensed in California, confirmed with the state regulator (license CA-DFPI1371316). Earliest state license record: April 18, 2022 (California), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Carlos licensed in California?

Yes. California regulator records list license CA-DFPI1371316 as active, first effective April 18, 2022 (verified 2026-10-24). Source: https://dfpi.ca.gov/.

### What lender does Carlos work for?

United Lending Team, INC, company NMLS 2273319, per the lender's own site (verified 2026-10-23). Source: https://dfpi.ca.gov/.

### How long has Carlos been licensed?

The earliest state license record LenDb holds for Carlos is from April 18, 2022 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: April 18, 2022 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: California (CA DFPI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI1371316 | active | confirmed | 2022-04-18 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: United Lending Team, INC (NMLS 2273319). Source: https://dfpi.ca.gov/, verified 2026-10-23.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1371316

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1371316
- state_regulator: https://dfpi.ca.gov/

Cite as: Carlos Moreno (NMLS 1371316), United Lending Team, INC. LenDb.ai, https://lendb.ai/lo/carlos-moreno-1371316, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._