---
canonical_url: https://lendb.ai/lo/carlos-orejuela-2474794
json_url: https://lendb.ai/lo/carlos-orejuela-2474794.json
nmls_id: 2474794
last_verified: 2026-10-15
---

# Carlos Orejuela

Loan officer at Absolute Home Mortgage. NMLS ID 2474794 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2474794)).

**Summary:** Carlos Orejuela (NMLS 2474794) is a loan officer at Absolute Home Mortgage. Licensed in 3 states confirmed with state regulators: Texas, New York and Connecticut. Absolute Home Mortgage also offers 1099 income, Asset-based qualifying, Bank statement loan, Down payment assistance and DSCR loan and 12 more (a lender program, not confirmed as their own focus). Earliest state license record: May 6, 2024 (Texas), per state regulator. Last verified 2026-10-15.

## At a glance

- Earliest state license record: May 6, 2024 (Texas), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Texas (TX, confirmed), New York (NY, confirmed), Connecticut (CT, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: Absolute Home Mortgage's programs, not confirmed as this person's focus)

- **1099 income** (`1099-income`): verified 2026-10-08. Source: https://ahmcloans.com
- **Asset-based qualifying** (`asset-based`): verified 2026-10-08. Source: https://ahmcloans.com
- **Bank statement loan** (`bank-statement`): verified 2026-10-08. Source: https://ahmcloans.com
- **Down payment assistance** (`down-payment-assistance`): verified 2026-10-08. Source: https://ahmcloans.com
- **DSCR loan** (`dscr`): verified 2026-10-08. Source: https://ahmcloans.com
- **FHA loan** (`fha`): verified 2026-10-08. Source: https://ahmcloans.com
- **First-time buyer** (`first-time-buyer`): verified 2026-10-08. Source: https://ahmcloans.com
- **Foreign national** (`foreign-national`): verified 2026-10-08. Source: https://ahmcloans.com
- **Real estate investor** (`investor`): verified 2026-10-08. Source: https://ahmcloans.com
- **ITIN borrower** (`itin`): verified 2026-10-08. Source: https://ahmcloans.com
- **Non-QM loan** (`non-qm`): verified 2026-10-08. Source: https://ahmcloans.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-08. Source: https://ahmcloans.com
- **Reverse mortgage** (`reverse`): verified 2026-10-08. Source: https://ahmcloans.com
- **Self-employed** (`self-employed`): verified 2026-10-08. Source: https://ahmcloans.com
- **USDA loan** (`usda`): verified 2026-10-08. Source: https://ahmcloans.com
- **VA loan** (`va`): verified 2026-10-08. Source: https://ahmcloans.com
- **Vacation home** (`vacation-home`): verified 2026-10-08. Source: https://ahmcloans.com

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| TX | state_license | n/a | active | confirmed | 2024-05-06 | state_regulator | 2026-10-13 |
| NY | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-14 |
| CT | state_license | LO-2474794 | active | confirmed |  | state_regulator | 2026-10-15 |

## Employment history

- ? to present: Absolute Home Mortgage (NMLS 176743). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2474794

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2474794
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- manual (lender programs): https://ahmcloans.com
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Carlos Orejuela (NMLS 2474794), Absolute Home Mortgage. LenDb.ai, https://lendb.ai/lo/carlos-orejuela-2474794, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._