---
canonical_url: https://lendb.ai/lo/carlos-rosario-264752
json_url: https://lendb.ai/lo/carlos-rosario-264752.json
nmls_id: 264752
last_verified: 2026-10-09
---

# Carlos Rosario

SVP of Mortgage Lending at CrossCountry Mortgage, Miami, FL. NMLS ID 264752 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/264752)).

**Summary:** Carlos Rosario (NMLS 264752) is SVP of Mortgage Lending at CrossCountry Mortgage, based in Miami, FL. Licensed in Florida, confirmed with the state regulator (license LO37855). Also lists California, New Jersey and New York on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: FHA loan and First-time buyer. Earliest state license record: December 12, 2016 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: December 12, 2016 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), California (CA, lender_reported), New Jersey (NJ, lender_reported), New York (NY, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/miami-fl-3573/carlos-rosario/
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/miami-fl-3573/carlos-rosario/

## About

Carlos serves clients in Miami, FL, committed to providing personalized solutions and a smooth mortgage process for both first-time buyers and those refinancing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO37855 | active | confirmed | 2016-12-12 | state_regulator | 2026-10-09 |
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Miami, FL. Source: https://crosscountrymortgage.com/miami-fl-3573/carlos-rosario/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/264752

## Contact

- linkedin_url: https://www.linkedin.com/in/carlos-rosario-b367776/ (source: lender_site, verified 2026-10-09)
- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/miami-fl-3573/carlos-rosario/
- Office phone and Email on file: shown at https://lendb.ai/lo/carlos-rosario-264752#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/264752
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://crosscountrymortgage.com/miami-fl-3573/carlos-rosario/

Cite as: Carlos Rosario (NMLS 264752), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/carlos-rosario-264752, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._