---
canonical_url: https://lendb.ai/lo/carlos-zuniga-70042
json_url: https://lendb.ai/lo/carlos-zuniga-70042.json
nmls_id: 70042
last_verified: 2026-10-09
---

# Carlos Zuniga

Senior Home Lending Advisor II CPC at JPMorgan Chase Bank (Chase Home Lending), Madison, NJ. NMLS ID 70042 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/70042)).

**Summary:** Carlos Zuniga (NMLS 70042) is Senior Home Lending Advisor II CPC at JPMorgan Chase Bank (Chase Home Lending), based in Madison, NJ. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Vacation home, Jumbo loan and First-time buyer. Speaks Spanish. Last verified 2026-10-09.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **Vacation home** (`vacation-home`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/nj/madison/2-waverly-pl-hla-70042
- **Jumbo loan** (`jumbo`): lender page, confidence 0.14, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/nj/madison/2-waverly-pl-hla-70042
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/nj/madison/2-waverly-pl-hla-70042

## About

Carlos has 19 years of experience as a Senior Home Lending Advisor II CPC in the Madison, NJ area. He speaks Spanish fluently and specializes in preapproval, fixed-rate and adjustable-rate mortgages, vacation home financing, first-time homebuyer programs, and conforming and jumbo loans.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: Chase Certified in FHA Loans. Source: https://homelendingadvisor.chase.com/nj/madison/2-waverly-pl-hla-70042, verified 2026-10-09.
- credential: Chase Certified in VA Loans. Source: https://homelendingadvisor.chase.com/nj/madison/2-waverly-pl-hla-70042, verified 2026-10-09.
- credential: Chase Certified in Chase Private Client Lending. Source: https://homelendingadvisor.chase.com/nj/madison/2-waverly-pl-hla-70042, verified 2026-10-09.
- credential: Chase Certified in Down Payment Assistance Programs. Source: https://homelendingadvisor.chase.com/nj/madison/2-waverly-pl-hla-70042, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Madison, NJ. Source: https://homelendingadvisor.chase.com/nj/madison/2-waverly-pl-hla-70042, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/70042

## Contact

- linkedin_url: https://www.linkedin.com/in/carlos-zuniga-191a9742/ (source: lender_site, verified 2026-10-09)
- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/nj/madison/2-waverly-pl-hla-70042
- Office phone and Email on file: shown at https://lendb.ai/lo/carlos-zuniga-70042#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/70042
- lender_site: https://homelendingadvisor.chase.com/nj/madison/2-waverly-pl-hla-70042

Cite as: Carlos Zuniga (NMLS 70042), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/carlos-zuniga-70042, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._