---
canonical_url: https://lendb.ai/lo/carlton-bradley-2794435
json_url: https://lendb.ai/lo/carlton-bradley-2794435.json
nmls_id: 2794435
last_verified: 2026-10-26
---

# Carlton Bradley

IGNITE Loan Officer at INDEPENDENCE HOME LOANS LLC. NMLS ID 2794435 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2794435)).

Carlton Bradley (NMLS 2794435) is an IGNITE Loan Officer at INDEPENDENCE HOME LOANS LLC, licensed in California since 2026 and in Iowa.

**Summary:** Carlton Bradley (NMLS 2794435) is IGNITE Loan Officer at INDEPENDENCE HOME LOANS LLC. Licensed in 2 states confirmed with state regulators: Iowa and California. Earliest state license record: February 11, 2026 (California), per state regulator. Last verified 2026-10-26.

## Quick answers

### Is Carlton licensed in Iowa?

Yes. Iowa regulator records list license 56984 as active, first effective April 13, 2026 (verified 2026-10-20). LenDb has 1 other state on file for Carlton. Source: https://idob.iowa.gov/.

### What lender does Carlton work for?

INDEPENDENCE HOME LOANS LLC, company NMLS 2524174, per the lender's own site (verified 2026-10-26). Source: https://independencehl.com/carlton-bradley/.

### How long has Carlton been licensed?

The earliest state license record LenDb holds for Carlton is from February 11, 2026 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: February 11, 2026 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Carlton L. Bradley (CA, IA, as of 2026-10-22)
- Licensed in: Iowa (IA, confirmed), California (CA DFPI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## About

Carlton Bradley is an IGNITE Loan Officer. Their mortgage industry experience dates back to 2017. They previously worked as a home and auto insurance professional.

Source: LenDb summary of the lender page, verified 2026-10-26.

## Facts from the lender page and intro

- years_experience: since 2017. Source: https://independencehl.com/carlton-bradley/, verified 2026-10-26.
- role: Former home and auto insurance professional. Source: https://independencehl.com/carlton-bradley/, verified 2026-10-26.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| IA | Iowa regulator | state_license | 56984 | active | confirmed | 2026-04-13 | state_regulator | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2794435 | active | confirmed | 2026-02-11 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: INDEPENDENCE HOME LOANS LLC (NMLS 2524174). Source: https://independencehl.com/carlton-bradley/, verified 2026-10-26.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2794435

## Contact

- View profile at INDEPENDENCE HOME LOANS LLC: https://independencehl.com/carlton-bradley/
- Office phone and Email on file: shown at https://lendb.ai/lo/carlton-bradley-2794435#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2794435
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfpi.ca.gov/
- lender_site: https://independencehl.com/carlton-bradley/

Cite as: Carlton Bradley (NMLS 2794435), INDEPENDENCE HOME LOANS LLC. LenDb.ai, https://lendb.ai/lo/carlton-bradley-2794435, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._