---
canonical_url: https://lendb.ai/lo/carmalita-keith-2694983
json_url: https://lendb.ai/lo/carmalita-keith-2694983.json
nmls_id: 2694983
last_verified: 2026-10-24
---

# Carmalita Keith

Loan officer at NEXA Mortgage. NMLS ID 2694983 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2694983)).

Carmalita Keith (NMLS 2694983) is a mortgage loan officer at NEXA Mortgage, licensed in Florida since 2025 and in Texas, Connecticut and California.

**Summary:** Carmalita Keith (NMLS 2694983) is a loan officer at NEXA Mortgage. Licensed in 4 states confirmed with state regulators: Florida, Texas, Connecticut and California. NEXA Mortgage also offers FHA loan, Jumbo loan, Renovation loan (203k / HomeStyle), Reverse mortgage and USDA loan and 1 more (a lender program, not confirmed as their own focus). Earliest state license record: April 8, 2025 (Florida), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Carmalita licensed in Florida?

Yes. Florida regulator records list license LO136965 as active, first effective April 8, 2025 (verified 2026-10-15). LenDb has 3 other states on file for Carmalita. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Carmalita work for?

NEXA Mortgage, company NMLS 1660690, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Carmalita been licensed?

The earliest state license record LenDb holds for Carmalita is from April 8, 2025 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

## At a glance

- Earliest state license record: April 8, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Carmalita T. Keith (CA, CT, TX, as of 2026-10-22)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Connecticut (CT, confirmed), California (CA DFPI, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: NEXA Mortgage's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-08. Source: https://nexamortgage.com
- **Jumbo loan** (`jumbo`): verified 2026-10-08. Source: https://nexamortgage.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-08. Source: https://nexamortgage.com
- **Reverse mortgage** (`reverse`): verified 2026-10-08. Source: https://nexamortgage.com
- **USDA loan** (`usda`): verified 2026-10-08. Source: https://nexamortgage.com
- **VA loan** (`va`): verified 2026-10-08. Source: https://nexamortgage.com

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO136965 | active | confirmed | 2025-04-08 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2026-07-02 | state_regulator | 2026-10-13 |
| CT | Connecticut regulator | state_license | LO-2694983 | active | confirmed |  | state_regulator | 2026-10-15 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2694983 | active | confirmed | 2026-03-02 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: NEXA Mortgage (NMLS 1660690). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2694983

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2694983
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- state_regulator: https://dfpi.ca.gov/
- manual (lender programs): https://nexamortgage.com

Cite as: Carmalita Keith (NMLS 2694983), NEXA Mortgage. LenDb.ai, https://lendb.ai/lo/carmalita-keith-2694983, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._