---
canonical_url: https://lendb.ai/lo/carmela-cracchiolo-1156409
json_url: https://lendb.ai/lo/carmela-cracchiolo-1156409.json
nmls_id: 1156409
last_verified: 2026-10-15
---

# Carmela Cracchiolo

Mortgage Loan Originator at Meadowbrook Financial Mortgage Bankers Corp., Hicksville, NY. NMLS ID 1156409 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1156409)).

**Summary:** Carmela Cracchiolo (NMLS 1156409) is Mortgage Loan Originator at Meadowbrook Financial Mortgage Bankers Corp., based in Hicksville, NY. Licensed in 2 states confirmed with state regulators: New York and Connecticut. Also lists New Jersey and Pennsylvania on the lender page (not yet checked with the state regulator). Last verified 2026-10-15.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: New York (NY, confirmed), Connecticut (CT, confirmed), New Jersey (NJ, lender_reported), Pennsylvania (PA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 20+. Source: https://mfmbankers.com/loanofficers/carmela-cracchiolo/, verified 2026-10-15.
- role: Senior Loan Officer. Source: https://mfmbankers.com/loanofficers/carmela-cracchiolo/, verified 2026-10-15.
- role: Branch Manager at United Mortgage (prior). Source: https://mfmbankers.com/loanofficers/carmela-cracchiolo/, verified 2026-10-15.
- role: Senior Underwriter at UNMB Home Loans and Sterling National Bank (prior). Source: https://mfmbankers.com/loanofficers/carmela-cracchiolo/, verified 2026-10-15.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| NY | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-14 |
| CT | state_license | LO-1156409 | active | confirmed |  | state_regulator | 2026-10-15 |
| NJ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: Meadowbrook Financial Mortgage Bankers Corp. (NMLS 177308), Hicksville, NY. Source: https://mfmbankers.com/loanofficers/carmela-cracchiolo/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1156409

## Contact

- linkedin_url: https://www.linkedin.com/in/carmela-cracchiolo-9705b2159/ (source: lender_site, verified 2026-10-15)
- View profile at Meadowbrook Financial Mortgage Bankers Corp.: https://mfmbankers.com/loanofficers/carmela-cracchiolo/
- Email on file: shown at https://lendb.ai/lo/carmela-cracchiolo-1156409#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1156409
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- lender_site: https://mfmbankers.com/loanofficers/carmela-cracchiolo/

Cite as: Carmela Cracchiolo (NMLS 1156409), Meadowbrook Financial Mortgage Bankers Corp.. LenDb.ai, https://lendb.ai/lo/carmela-cracchiolo-1156409, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._