---
canonical_url: https://lendb.ai/lo/carmen-bertsch-1534099
json_url: https://lendb.ai/lo/carmen-bertsch-1534099.json
nmls_id: 1534099
last_verified: 2026-10-09
---

# Carmen Bertsch

Loan Originator at Cardinal Financial Company, Maple Grove, MN. NMLS ID 1534099 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1534099)).

**Summary:** Carmen Bertsch (NMLS 1534099) is Loan Originator at Cardinal Financial Company, based in Maple Grove, MN. Licensed in Florida, confirmed with the state regulator (license LO136547). Licensed since 2025 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO136547 | active | confirmed | 2025-03-25 | state_regulator | 2026-10-09 |

## Employment history

- ? to present: Cardinal Financial Company (NMLS 66247), Maple Grove, MN. Source: https://www.cardinalfinancial.com/loan-originator/carmen-bertsch/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1534099

## Contact

- View profile at Cardinal Financial Company: https://www.cardinalfinancial.com/loan-originator/carmen-bertsch/
- Office phone and Email on file: shown at https://lendb.ai/lo/carmen-bertsch-1534099#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1534099
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.cardinalfinancial.com/loan-originator/carmen-bertsch/

Cite as: Carmen Bertsch (NMLS 1534099), Cardinal Financial Company. LenDb.ai, https://lendb.ai/lo/carmen-bertsch-1534099, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._