---
canonical_url: https://lendb.ai/lo/carmen-wise-2782162
json_url: https://lendb.ai/lo/carmen-wise-2782162.json
nmls_id: 2782162
last_verified: 2026-10-24
---

# Carmen Wise

Loan officer at Primary Residential Mortgage (PRMI). NMLS ID 2782162 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2782162)).

Carmen Wise (NMLS 2782162) is a mortgage loan officer at Primary Residential Mortgage (PRMI), licensed in California since 2025 and in Florida and Oregon. Carmen works at an FHA-approved lender, per HUD.

**Summary:** Carmen Wise (NMLS 2782162) is a loan officer at Primary Residential Mortgage (PRMI). Licensed in 3 states confirmed with state regulators: Florida, Oregon and California. Earliest state license record: December 17, 2025 (California), per state regulator. Last verified 2026-10-24.

## Quick answers

### Is Carmen licensed in Florida?

Yes. Florida regulator records list license LO143625 as active, first effective December 18, 2025 (verified 2026-10-15). LenDb has 2 other states on file for Carmen. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip.

### What lender does Carmen work for, and is it FHA-approved?

Primary Residential Mortgage (PRMI), company NMLS 3094, per the lender's own site (verified 2026-10-23). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://dfpi.ca.gov/.

### How long has Carmen been licensed?

The earliest state license record LenDb holds for Carmen is from December 17, 2025 (California regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfpi.ca.gov/.

## At a glance

- Earliest state license record: December 17, 2025 (California), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Carmen N. Wise (CA, CT, FL, OR, as of 2026-10-22)
- Licensed in: Florida (FL, confirmed), Oregon (OR, confirmed), California (CA DFPI, confirmed)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO143625 | active | confirmed | 2025-12-18 | state_regulator | 2026-10-15 |
| CT | Connecticut regulator | state_license | LO-2782162 | inactive | confirmed |  | state_regulator | 2026-10-15 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-12-26 | state_regulator | 2026-10-20 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI2782162 | active | confirmed | 2025-12-17 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: Primary Residential Mortgage (PRMI) (NMLS 3094). Source: https://dfpi.ca.gov/, verified 2026-10-23.
- ? to present: E Mortgage Capital, Inc. (NMLS 1416824). Source: https://dfr.oregon.gov/, verified 2026-10-20.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2782162

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2782162
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfpi.ca.gov/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Carmen Wise (NMLS 2782162), Primary Residential Mortgage (PRMI). LenDb.ai, https://lendb.ai/lo/carmen-wise-2782162, last verified 2026-10-24.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._