---
canonical_url: https://lendb.ai/lo/carol-freeman-231466
json_url: https://lendb.ai/lo/carol-freeman-231466.json
nmls_id: 231466
last_verified: 2026-10-09
---

# Carol Freeman

Senior Loan Officer at CrossCountry Mortgage, Fishers, IN. NMLS ID 231466 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/231466)).

**Summary:** Carol Freeman (NMLS 231466) is Senior Loan Officer at CrossCountry Mortgage, based in Fishers, IN. Licensed in Florida, confirmed with the state regulator (license LO141972). Also lists Indiana on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Jumbo loan, VA loan and FHA loan. Licensed since 2025 (per Florida records). States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2025 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://crosscountrymortgage.com/fishers-in-3826/carol-freeman/, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Indiana (IN, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Jumbo loan** (`jumbo`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/fishers-in-3826/carol-freeman/
- **VA loan** (`va`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/fishers-in-3826/carol-freeman/
- **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/fishers-in-3826/carol-freeman/

## About

With over 20 years of experience in mortgages and banking, Carol helps clients at every stage of homeownership. They specialize in simplifying complex transactions and ensuring on-time closings.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://crosscountrymortgage.com/fishers-in-3826/carol-freeman/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO141972 | active | confirmed | 2025-10-13 | state_regulator | 2026-10-09 |
| IN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Fishers, IN. Source: https://crosscountrymortgage.com/fishers-in-3826/carol-freeman/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/231466

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/fishers-in-3826/carol-freeman/
- Email on file: shown at https://lendb.ai/lo/carol-freeman-231466#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/231466
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/fishers-in-3826/carol-freeman/

Cite as: Carol Freeman (NMLS 231466), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/carol-freeman-231466, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._