---
canonical_url: https://lendb.ai/lo/carol-pope-403897
json_url: https://lendb.ai/lo/carol-pope-403897.json
nmls_id: 403897
last_verified: 2026-10-09
---

# Carol Pope

Loan Officer at Empire Home Loans, Fair Oaks, CA. NMLS ID 403897 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/403897)).

**Summary:** Carol Pope (NMLS 403897) is Loan Officer at Empire Home Loans, based in Fair Oaks, CA. Lists Washington on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Washington (WA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Carol Pope has specialized in home mortgages for over 25 years in the Greater Puget Sound region. She is a decorated mortgage professional with multiple Five Star awards and deep community involvement through professional associations.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 25 years. Source: https://www.empirehomeloans.com/team/carol, verified 2026-10-09.
- service_area: Greater Puget Sound region. Source: https://www.empirehomeloans.com/team/carol, verified 2026-10-09.
- education: Attended US Military Academy at West Point. Source: https://www.empirehomeloans.com/team/carol, verified 2026-10-09.
- credential: 2025 NAPMW – Seattle Puget Sound President (National Association of Professional Mortgage Women). Source: https://www.empirehomeloans.com/team/carol, verified 2026-10-09.
- credential: Five Star Mortgage Professional - 2019, 2020, 2021, 2023, 2024 & 2025 (11 years total). Source: https://www.empirehomeloans.com/team/carol, verified 2026-10-09.
- credential: Master Builders Association of Pierce County – Professional Women in Building Award – 2024. Source: https://www.empirehomeloans.com/team/carol, verified 2026-10-09.
- credential: Women with Vision Award 2023 and 2024. Source: https://www.empirehomeloans.com/team/carol, verified 2026-10-09.
- community: Member of Master Builders Association of Pierce County (since 2000), National Affiliate member of Tacoma Pierce County Women's Council of Realtors, member of Association of Independent Mortgage Expert. Source: https://www.empirehomeloans.com/team/carol, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| WA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Empire Home Loans (NMLS 1839243), Fair Oaks, CA. Source: https://www.empirehomeloans.com/team/carol, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/403897

## Contact

- View profile at Empire Home Loans: https://www.empirehomeloans.com/team/carol
- Office phone and Email on file: shown at https://lendb.ai/lo/carol-pope-403897#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/403897
- lender_site: https://www.empirehomeloans.com/team/carol

Cite as: Carol Pope (NMLS 403897), Empire Home Loans. LenDb.ai, https://lendb.ai/lo/carol-pope-403897, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._