---
canonical_url: https://lendb.ai/lo/carol-smith-476381
json_url: https://lendb.ai/lo/carol-smith-476381.json
nmls_id: 476381
last_verified: 2026-10-09
---

# Carol Smith

Sales Manager at Guild Mortgage, Middletown, DE. NMLS ID 476381 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/476381)).

**Summary:** Carol Smith (NMLS 476381) is Sales Manager at Guild Mortgage, based in Middletown, DE. Lists Delaware and Maryland on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Delaware (DE, lender_reported), Maryland (MD, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Carol focuses on creating a smooth closing and satisfied customer experience. She works with clients purchasing their first home, dream home, or retirement home.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Middletown, DE. Source: https://branches.guildmortgage.com/de/middletown/carol-smith-560-rgcsm.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/476381

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/de/middletown/carol-smith-560-rgcsm.html
- Office phone and Email on file: shown at https://lendb.ai/lo/carol-smith-476381#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/476381
- lender_site: https://branches.guildmortgage.com/de/middletown/carol-smith-560-rgcsm.html

Cite as: Carol Smith (NMLS 476381), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/carol-smith-476381, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._