{
  "canonical_url": "https://lendb.ai/lo/carolina-callaghan-97328",
  "loan_officer": {
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    "md_url": "https://lendb.ai/lo/carolina-callaghan-97328.md",
    "json_url": "https://lendb.ai/lo/carolina-callaghan-97328.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/97328",
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      "value": "Carolina Callaghan",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/carolina-callaghan",
      "verified_at": "2026-10-09"
    },
    "first_name": "Carolina",
    "last_name": "Callaghan",
    "headshot_url": {
      "value": "https://www.totalmortgage.com/_next/image?url=https%3A%2F%2Fwww.totalmortgage.com%2Fstatic%2Fuploads%2Fheadshots%2FCarolina_Callaghan_97328%2FCarolina_Callaghan_97328_1764093849212_small.jpg&w=640&q=75",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/carolina-callaghan",
      "verified_at": "2026-10-09"
    },
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      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/carolina-callaghan",
      "verified_at": "2026-10-09"
    },
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      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/carolina-callaghan",
      "verified_at": "2026-10-09"
    },
    "languages": {
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      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/carolina-callaghan",
      "verified_at": "2026-10-09"
    },
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      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/carolina-callaghan",
      "verified_at": "2026-10-09"
    },
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    "claimed_at": null,
    "profile_completeness": 80,
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      "lender_slug": "total-mortgage-services-2764",
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      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.totalmortgage.com/bankers/carolina-callaghan",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/carolina-callaghan",
      "verified_at": "2026-10-09"
    },
    "employment_history": [
      {
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        "lender_name": "Total Mortgage Services",
        "lender_slug": "total-mortgage-services-2764",
        "branch_city": "Ridgefield",
        "branch_state": "CT",
        "branch_zip": "06877",
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        "end_date": null,
        "lender_profile_url": "https://www.totalmortgage.com/bankers/carolina-callaghan",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/carolina-callaghan",
        "verified_at": "2026-10-09"
      }
    ],
    "licenses": [],
    "specialties": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "18",
        "source": "lender_site",
        "source_url": "https://www.totalmortgage.com/bankers/carolina-callaghan",
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      }
    ],
    "last_verified_at": "2026-10-09",
    "updated_at": "2026-10-10 09:06:18.36751+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/carolina-callaghan-97328#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.totalmortgage.com/bankers/carolina-callaghan",
      "verified_at": "2026-10-09"
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    "federal_registration": null
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}