---
canonical_url: https://lendb.ai/lo/carolina-cruz-112260
json_url: https://lendb.ai/lo/carolina-cruz-112260.json
nmls_id: 112260
last_verified: 2026-10-09
---

# Carolina Cruz

Direct Loan Officer at Truist Bank, Greensboro, NC. NMLS ID 112260 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/112260)).

**Summary:** Carolina Cruz (NMLS 112260) is Direct Loan Officer at Truist Bank, based in Greensboro, NC. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Speaks English and Spanish. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English, Spanish
- Profile: unclaimed
- Status: active

## Specialties


## About

Carolina Cruz is a bilingual (Spanish/English) loan officer who focuses on listening to each client's unique financial goals and finding personalized loan solutions.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Truist Bank (NMLS 399803), Greensboro, NC. Source: https://www.truist.com/finder/mortgage/carolina-cruz-direct-loan-officer-greensboro-nc-27409, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/112260

## Contact

- View profile at Truist Bank: https://www.truist.com/finder/mortgage/carolina-cruz-direct-loan-officer-greensboro-nc-27409
- Office phone and Email on file: shown at https://lendb.ai/lo/carolina-cruz-112260#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/112260
- lender_site: https://www.truist.com/finder/mortgage/carolina-cruz-direct-loan-officer-greensboro-nc-27409

Cite as: Carolina Cruz (NMLS 112260), Truist Bank. LenDb.ai, https://lendb.ai/lo/carolina-cruz-112260, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._