---
canonical_url: https://lendb.ai/lo/carolina-sepulveda-291489
json_url: https://lendb.ai/lo/carolina-sepulveda-291489.json
nmls_id: 291489
last_verified: 2026-10-09
---

# Carolina Sepulveda

Senior Loan Officer at LeaderOne Financial, Boerne, TX. NMLS ID 291489 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/291489)).

**Summary:** Carolina Sepulveda (NMLS 291489) is Senior Loan Officer at LeaderOne Financial, based in Boerne, TX. Licensed in California. Focus areas shown on the lender page: Down payment assistance, FHA loan, First-time buyer, VA loan and Non-QM loan. Speaks Spanish. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Years licensed: unknown
- Years experience (stated by the LO): 20 (source: https://www.leaderonefinancial.com/mlo/carolina-sepulveda, verified 2026-10-09)
- Licensed in: California (CA)
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties

- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.leaderonefinancial.com/mlo/carolina-sepulveda
- **FHA loan** (`fha`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.leaderonefinancial.com/mlo/carolina-sepulveda
- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.leaderonefinancial.com/mlo/carolina-sepulveda
- **VA loan** (`va`): lender page, confidence 0.90, verified 2026-10-09. Source: https://www.leaderonefinancial.com/mlo/carolina-sepulveda
- **Non-QM loan** (`non-qm`): lender page, confidence 0.85, verified 2026-10-09. Source: https://www.leaderonefinancial.com/mlo/carolina-sepulveda

## About

Bilingual Senior Loan Officer with over 20 years of experience helping families achieve homeownership. Specializes in first-time homebuyers and offers personalized guidance through FHA, VA, and down payment assistance programs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://www.leaderonefinancial.com/mlo/carolina-sepulveda, verified 2026-10-09.
- service_area: Works with Realtors on purchase transactions. Source: https://www.leaderonefinancial.com/mlo/carolina-sepulveda, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Issued | Source | Verified |
|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: LeaderOne Financial (NMLS 12007), Boerne, TX. Source: https://www.leaderonefinancial.com/mlo/carolina-sepulveda, verified 2026-10-09.

## Disciplinary actions

None on record at LenDb (regulator orders are not loaded yet; check NMLS Consumer Access).

## Contact

- View profile at LeaderOne Financial: https://www.leaderonefinancial.com/mlo/carolina-sepulveda
- Office phone and Email on file: shown at https://lendb.ai/lo/carolina-sepulveda-291489#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/291489
- lender_site: https://www.leaderonefinancial.com/mlo/carolina-sepulveda

Cite as: Carolina Sepulveda (NMLS 291489), LeaderOne Financial. LenDb.ai, https://lendb.ai/lo/carolina-sepulveda-291489, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._