---
canonical_url: https://lendb.ai/lo/carolyn-thomas-256827
json_url: https://lendb.ai/lo/carolyn-thomas-256827.json
nmls_id: 256827
last_verified: 2026-10-09
---

# Carolyn Thomas

Senior Loan Officer at Guild Mortgage, Riverside, CA. NMLS ID 256827 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/256827)).

**Summary:** Carolyn Thomas (NMLS 256827) is Senior Loan Officer at Guild Mortgage, based in Riverside, CA. Lists California on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: California (CA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Carolyn grew up as an "Air Force brat" and understands the challenges of moving and adapting. She guides clients from first-time homebuyer programs to reverse mortgages, finding solutions that fit each client's unique life stage.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Riverside, CA. Source: https://branches.guildmortgage.com/ca/riverside/carolyn-thomas-412-chcth.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/256827

## Contact

- View profile at Guild Mortgage: https://branches.guildmortgage.com/ca/riverside/carolyn-thomas-412-chcth.html
- Office phone and Email on file: shown at https://lendb.ai/lo/carolyn-thomas-256827#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/256827
- lender_site: https://branches.guildmortgage.com/ca/riverside/carolyn-thomas-412-chcth.html

Cite as: Carolyn Thomas (NMLS 256827), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/carolyn-thomas-256827, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._