---
canonical_url: https://lendb.ai/lo/carolyn-wells-403731
json_url: https://lendb.ai/lo/carolyn-wells-403731.json
nmls_id: 403731
last_verified: 2026-10-09
---

# Carolyn Wells

Loan Originator at Envoy Mortgage, Kalispell, MT. NMLS ID 403731 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/403731)).

**Summary:** Carolyn Wells (NMLS 403731) is Loan Originator at Envoy Mortgage, based in Kalispell, MT. Lists Montana on the lender page (not yet checked with the state regulator). Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: Montana (MT, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| MT | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Envoy Mortgage (NMLS 6666), Kalispell, MT. Source: https://www.envoymortgage.com/carolyn-wells/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/403731

## Contact

- View profile at Envoy Mortgage: https://www.envoymortgage.com/carolyn-wells/
- Office phone and Email on file: shown at https://lendb.ai/lo/carolyn-wells-403731#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/403731
- lender_site: https://www.envoymortgage.com/carolyn-wells/

Cite as: Carolyn Wells (NMLS 403731), Envoy Mortgage. LenDb.ai, https://lendb.ai/lo/carolyn-wells-403731, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._