{
  "canonical_url": "https://lendb.ai/lo/carter-gregory-2619166",
  "lede": {
    "text": "Carter Gregory (NMLS 2619166) is a Senior Mortgage Broker at Three Point Mortgage LLC, licensed in Colorado since 2024. Carter's lender page shows a focus on first-time buyer and real estate investor.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "specialties"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Carter licensed in Colorado?",
      "a": "Yes. Colorado regulator records list license 100539633 as active, first effective August 5, 2024 (verified 2026-10-16). LenDb has 1 other state on file for Carter.",
      "fields": [
        "licenses"
      ],
      "source": "Colorado state regulator",
      "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=331447&contact=563543",
      "verified_at": "2026-10-16"
    },
    {
      "q": "Does Carter list first-time buyer as a focus?",
      "a": "Carter's profile lists first-time buyer as a focus (from their lender profile page). It also lists real estate investor.",
      "fields": [
        "specialties"
      ],
      "source": "lender page",
      "source_url": "https://www.threepointmortgage.com/carter-gregory",
      "verified_at": "2026-10-26"
    },
    {
      "q": "What lender does Carter work for?",
      "a": "Three Point Mortgage LLC, company NMLS 2364254, per the lender's own site (verified 2026-10-15).",
      "fields": [
        "current_employment"
      ],
      "source": "lender site",
      "source_url": "https://www.threepointmortgage.com/carter-gregory",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Carter been licensed?",
      "a": "The earliest state license record LenDb holds for Carter is from August 5, 2024 (Colorado regulator). That is a record date from the rosters we hold, not proof of continuous licensure.",
      "fields": [
        "earliest_license_record"
      ],
      "source": "Colorado state regulator",
      "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=331447&contact=563543",
      "verified_at": "2026-10-16"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 2619166,
    "slug": "carter-gregory-2619166",
    "canonical_url": "https://lendb.ai/lo/carter-gregory-2619166",
    "md_url": "https://lendb.ai/lo/carter-gregory-2619166.md",
    "json_url": "https://lendb.ai/lo/carter-gregory-2619166.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2619166",
    "full_name": {
      "value": "Carter Gregory",
      "source": "lender_site",
      "source_url": "https://www.threepointmortgage.com/carter-gregory",
      "verified_at": "2026-10-15"
    },
    "first_name": "Carter",
    "last_name": "Gregory",
    "licensed_names": [
      {
        "name": "Carter Gregory",
        "name_with_middle_initial": "Carter D. Gregory",
        "first_name": "Carter",
        "middle_initial": "D",
        "last_name": "Gregory",
        "states": [
          "CO"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-09"
      }
    ],
    "headshot_url": {
      "value": "https://images.squarespace-cdn.com/content/v1/673cdd703c36ec6e0d4c0946/dddd5f52-d084-4ef2-8306-3a1c0d3ebc36/Headshot.jpg",
      "source": "lender_site",
      "source_url": "https://www.threepointmortgage.com/carter-gregory",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "Carter Gregory is a mortgage broker licensed in CO and NC. They specialize in tailored financial strategies for first-time homebuyers and real estate investors aiming to scale. Their profile also lists investment properties as a specialty.",
      "source": "lender_site",
      "source_url": "https://www.threepointmortgage.com/carter-gregory",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Senior Mortgage Broker",
      "source": "lender_site",
      "source_url": "https://www.threepointmortgage.com/carter-gregory",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://www.threepointmortgage.com/carter-gregory",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": null,
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 85,
    "current_employment": {
      "lender_nmls_id": 2364254,
      "lender_name": "Three Point Mortgage LLC",
      "lender_slug": "three-point-mortgage-llc-2364254",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://www.threepointmortgage.com/carter-gregory",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://www.threepointmortgage.com/carter-gregory",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 2364254,
        "lender_name": "Three Point Mortgage LLC",
        "lender_slug": "three-point-mortgage-llc-2364254",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://www.threepointmortgage.com/carter-gregory",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/carter-gregory",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "CO",
        "license_type": "state_license",
        "license_number": "100539633",
        "status": "active",
        "issued_at": "2024-08-05",
        "source": "state_regulator",
        "source_url": "https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=331447&contact=563543",
        "verified_at": "2026-10-16",
        "confidence": "confirmed",
        "regulator": "co"
      },
      {
        "state": "NC",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/carter-gregory",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [
      {
        "slug": "first-time-buyer",
        "label": "First-time buyer",
        "evidence": "lender_page_text",
        "confidence": 0.9,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/carter-gregory",
        "verified_at": "2026-10-26"
      },
      {
        "slug": "investor",
        "label": "Real estate investor",
        "evidence": "lender_page_text",
        "confidence": 0.85,
        "source": "lender_site",
        "source_url": "https://www.threepointmortgage.com/carter-gregory",
        "verified_at": "2026-10-26"
      }
    ],
    "lender_offers": [],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-21 17:09:29.191137+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "phone_office",
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/carter-gregory-2619166#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://www.threepointmortgage.com/carter-gregory",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2024-08-05",
      "state": "CO"
    },
    "licensed_since": {
      "year": 2024,
      "state": "CO"
    },
    "federal_registration": null
  }
}