---
canonical_url: https://lendb.ai/lo/carter-west-2120295
json_url: https://lendb.ai/lo/carter-west-2120295.json
nmls_id: 2120295
last_verified: 2026-10-31
---

# Carter West

Loan officer at West Capital Lending, Inc., Nashville, TN. NMLS ID 2120295 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2120295)).

Carter West, NMLS 2120295, works as a mortgage loan officer at West Capital Lending, Inc. in Nashville, Tennessee and is licensed in Florida since 2021 and in Texas, Louisiana, Iowa and 3 more states.

**Summary:** Carter West (NMLS 2120295) is a loan officer at West Capital Lending, Inc., based in Nashville, TN. Licensed in 7 states confirmed with state regulators: Florida, Texas, Louisiana, Iowa, Oregon, Wyoming and Nevada. Earliest state license record: June 9, 2021 (Florida), per state regulator. Last verified 2026-10-31.

## Quick answers

### Is Carter licensed in Florida?

Yes. Florida regulator records list license LO89171 as active, first effective June 9, 2021 (verified 2026-10-15). LenDb has 6 other states on file for Carter. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip.

### What lender does Carter work for?

West Capital Lending, Inc., company NMLS 1566096, from the Nashville, TN office, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Carter been licensed?

The earliest state license record LenDb holds for Carter is from June 9, 2021 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip.

## At a glance

- Earliest state license record: June 9, 2021 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Carter B. West (FL, IA, LA, NV, OR, TX, WY, as of 2026-10-28)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Louisiana (LA, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wyoming (WY, confirmed), Nevada (NV, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO89171 | active | confirmed | 2021-06-09 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2023-06-06 | state_regulator | 2026-10-13 |
| LA | Louisiana regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-15 |
| IA | Iowa regulator | state_license | 51314 | active | confirmed | 2024-02-01 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2024-02-05 | state_regulator | 2026-10-20 |
| WY | Wyoming regulator | state_license | 106928 | active | confirmed | 2024-03-08 | state_regulator | 2026-10-27 |
| NV | Nevada regulator | state_license | NMLO-159881 | active | confirmed | 2026-03-13 | state_regulator | 2026-10-31 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096), Nashville, TN. Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2120295

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2120295
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://ofi.la.gov/non-depository/residential-mortgage-lending/originators-by-lender/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://wyomingbankingdivision.wyo.gov/
- state_regulator: https://mld.nv.gov/

Cite as: Carter West (NMLS 2120295), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/carter-west-2120295, last verified 2026-10-31.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._