---
canonical_url: https://lendb.ai/lo/caryn-elder-524539
json_url: https://lendb.ai/lo/caryn-elder-524539.json
nmls_id: 524539
last_verified: 2026-10-09
---

# Caryn Elder

Senior Loan Officer at First Heritage Mortgage. NMLS ID 524539 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/524539)).

**Summary:** Caryn Elder (NMLS 524539) is Senior Loan Officer at First Heritage Mortgage. Licensed in Pennsylvania, confirmed with the state regulator (license 109988). Also lists Delaware, Maryland, South Carolina, Virginia and West Virginia on the lender page (not yet checked with the state regulator). States 15 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 15 (source: https://fhmtg.com/officers/caryn-elder/, verified 2026-10-09)
- Licensed in: Pennsylvania (PA, confirmed), Delaware (DE, lender_reported), Maryland (MD, lender_reported), South Carolina (SC, lender_reported), Virginia (VA, lender_reported), West Virginia (WV, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Caryn is a Senior Loan Officer with over 15 years in the financial sector, offering expertise in conventional, FHA, VA, and specialized loan programs. She emphasizes client education and transparent communication throughout the mortgage process.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 15. Source: https://fhmtg.com/officers/caryn-elder/, verified 2026-10-09.
- role: Senior Loan Officer on the Novotny Team. Source: https://fhmtg.com/officers/caryn-elder/, verified 2026-10-09.
- community: DMV Real Estate Professional Monthly Pickleball Meetup organizer. Source: https://fhmtg.com/officers/caryn-elder/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| PA | state_license | 109988 | active | confirmed |  | state_regulator | 2026-10-09 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| WV | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: First Heritage Mortgage (NMLS 86548). Source: https://fhmtg.com/officers/caryn-elder/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/524539

## Contact

- linkedin_url: https://www.linkedin.com/in/caryn-elder-472248413/ (source: lender_site, verified 2026-10-09)
- View profile at First Heritage Mortgage: https://fhmtg.com/officers/caryn-elder/
- Office phone on file: shown at https://lendb.ai/lo/caryn-elder-524539#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/524539
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- lender_site: https://fhmtg.com/officers/caryn-elder/

Cite as: Caryn Elder (NMLS 524539), First Heritage Mortgage. LenDb.ai, https://lendb.ai/lo/caryn-elder-524539, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._