---
canonical_url: https://lendb.ai/lo/cassandra-ramos-1603959
json_url: https://lendb.ai/lo/cassandra-ramos-1603959.json
nmls_id: 1603959
last_verified: 2026-10-20
---

# Cassandra Ramos

Loan officer at E Mortgage Capital, Inc.. NMLS ID 1603959 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1603959)).

Cassandra Ramos (NMLS 1603959) is a mortgage loan officer at E Mortgage Capital, Inc., licensed in Iowa since 2017 and in Florida, Texas, Arkansas and Oregon.

**Summary:** Cassandra Ramos (NMLS 1603959) is a loan officer at E Mortgage Capital, Inc.. Licensed in 5 states confirmed with state regulators: Florida, Texas, Arkansas, Iowa and Oregon. Earliest state license record: June 29, 2017 (Iowa), per state regulator. Last verified 2026-10-20.

## Quick answers

### Is Cassandra licensed in Florida?

Yes. Florida regulator records list license LO45105 as active, first effective July 12, 2017 (verified 2026-10-15). LenDb has 4 other states on file for Cassandra. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Cassandra work for?

E Mortgage Capital, Inc., company NMLS 1416824, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Cassandra been licensed?

The earliest state license record LenDb holds for Cassandra is from June 29, 2017 (Iowa regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://idob.iowa.gov/.

## At a glance

- Earliest state license record: June 29, 2017 (Iowa), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Cassandra R. Ramos (AR, FL, IA, NY, OR, TX, as of 2026-10-20)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO45105 | active | confirmed | 2017-07-12 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2017-08-06 | state_regulator | 2026-10-13 |
| NY | New York regulator | state_license | n/a | expired | confirmed |  | state_regulator | 2026-10-14 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| IA | Iowa regulator | state_license | 30311 | active | confirmed | 2017-06-29 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | 1603959 | active | confirmed | 2017-12-19 | state_regulator | 2026-10-20 |

## Employment history

- ? to present: E Mortgage Capital, Inc. (NMLS 1416824). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1603959

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1603959
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dfs.ny.gov/
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/

Cite as: Cassandra Ramos (NMLS 1603959), E Mortgage Capital, Inc.. LenDb.ai, https://lendb.ai/lo/cassandra-ramos-1603959, last verified 2026-10-20.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._