---
canonical_url: https://lendb.ai/lo/cathleen-a-studley-699500
json_url: https://lendb.ai/lo/cathleen-a-studley-699500.json
nmls_id: 699500
last_verified: 2026-10-26
---

# Cathleen A. Studley

VP, Mortgage Loan Officer at The Washington Trust Company, of Westerly. NMLS ID 699500 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/699500)).

Cathleen A. Studley (NMLS 699500) is a mortgage loan officer at The Washington Trust Company, of Westerly. Cathleen's own profile lists construction loan, first-time buyer and jumbo loan as a focus.

**Summary:** Cathleen A. Studley (NMLS 699500) is VP, Mortgage Loan Officer at The Washington Trust Company, of Westerly. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Construction loan, First-time buyer and Jumbo loan. States 30 years of experience. Last verified 2026-10-26.

## Quick answers

### Is Cathleen licensed?

Cathleen works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### Does Cathleen do construction loans?

Cathleen's profile lists construction loan as a focus (from their lender profile page). It also lists first-time buyer and jumbo loan. Source: https://www.washtrust.com/application/cathleenstudley.

### What lender does Cathleen work for?

The Washington Trust Company, of Westerly, company NMLS 414726, per the lender's own site (verified 2026-10-26). Source: https://www.washtrust.com/application/cathleenstudley.

### How much experience does Cathleen have?

Cathleen states 30 years of experience. Source: https://www.washtrust.com/application/cathleenstudley.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 30 (source: https://www.washtrust.com/application/cathleenstudley, verified 2026-10-26)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Construction loan** (`construction`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.washtrust.com/application/cathleenstudley
- **First-time buyer** (`first-time-buyer`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.washtrust.com/application/cathleenstudley
- **Jumbo loan** (`jumbo`): from their lender profile page, confidence 0.70, verified 2026-10-26. Source: https://www.washtrust.com/application/cathleenstudley

## About

Cathleen A. Studley is a Vice President and Mortgage Loan Officer. Their lending career spans over 30 years and they specialize in jumbo, conventional, construction and first-time homebuyer financing. They serve as Treasurer on the board of the Jamestown Chamber of Commerce.

Source: LenDb summary of the lender page, verified 2026-10-26.

## Facts from the lender page and intro

- years_experience: 30. Source: https://www.washtrust.com/application/cathleenstudley, verified 2026-10-26.
- community: Treasurer, board of directors, Jamestown Chamber of Commerce. Source: https://www.washtrust.com/application/cathleenstudley, verified 2026-10-26.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: The Washington Trust Company, of Westerly (NMLS 414726). Source: https://www.washtrust.com/application/cathleenstudley, verified 2026-10-26.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/699500

## Contact

- View profile at The Washington Trust Company, of Westerly: https://www.washtrust.com/application/cathleenstudley
- Office phone and Email on file: shown at https://lendb.ai/lo/cathleen-a-studley-699500#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/699500
- lender_site: https://www.washtrust.com/application/cathleenstudley

Cite as: Cathleen A. Studley (NMLS 699500), The Washington Trust Company, of Westerly. LenDb.ai, https://lendb.ai/lo/cathleen-a-studley-699500, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._