---
canonical_url: https://lendb.ai/lo/cecilia-nguyen-403778
json_url: https://lendb.ai/lo/cecilia-nguyen-403778.json
nmls_id: 403778
last_verified: 2026-10-20
---

# Cecilia Nguyen

Loan officer at Lumin Lending Inc.. NMLS ID 403778 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/403778)).

Cecilia Nguyen (NMLS 403778) is a mortgage loan officer at Lumin Lending Inc., licensed in Oregon since 2019 and in Texas.

**Summary:** Cecilia Nguyen (NMLS 403778) is a loan officer at Lumin Lending Inc.. Licensed in 2 states confirmed with state regulators: Texas and Oregon. Earliest state license record: July 22, 2019 (Oregon), per state regulator. Last verified 2026-10-20.

## Quick answers

### Is Cecilia licensed in Texas?

Yes. Texas regulator records list a license as active, first effective October 19, 2020 (verified 2026-10-13). LenDb has 1 other state on file for Cecilia. Source: https://www.sml.texas.gov/.

### What lender does Cecilia work for?

Lumin Lending Inc., company NMLS 2716106, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Cecilia been licensed?

The earliest state license record LenDb holds for Cecilia is from July 22, 2019 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/.

## At a glance

- Earliest state license record: July 22, 2019 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Cecilia K. Nguyen (AR, CA, OR, TX, as of 2026-10-22)
- Licensed in: Texas (TX, confirmed), Oregon (OR, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| TX | Texas regulator | state_license | n/a | active | confirmed | 2020-10-19 | state_regulator | 2026-10-13 |
| AR | Arkansas regulator | state_license | n/a | inactive | confirmed |  | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2019-07-22 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 403778 | inactive | confirmed | 2020-10-02 | state_regulator | 2026-10-21 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DBO403778 | inactive | confirmed | 2019-08-16 | state_regulator | 2026-10-24 |

## Employment history

- ? to present: Lumin Lending Inc. (NMLS 2716106). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/403778

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/403778
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://dfpi.ca.gov/

Cite as: Cecilia Nguyen (NMLS 403778), Lumin Lending Inc.. LenDb.ai, https://lendb.ai/lo/cecilia-nguyen-403778, last verified 2026-10-20.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._