---
canonical_url: https://lendb.ai/lo/celia-valdez-1965920
json_url: https://lendb.ai/lo/celia-valdez-1965920.json
nmls_id: 1965920
last_verified: 2026-10-09
---

# Celia Valdez

Community Lending Officer, Officer at Bank of America, Madera, CA. NMLS ID 1965920 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1965920)).

**Summary:** Celia Valdez (NMLS 1965920) is Community Lending Officer, Officer at Bank of America, based in Madera, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Speaks Spanish. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Spanish
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Bank of America (NMLS 399802), Madera, CA. Source: https://mortgage.bankofamerica.com/celia-valdez, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1965920

## Contact

- View profile at Bank of America: https://mortgage.bankofamerica.com/celia-valdez
- Office phone on file: shown at https://lendb.ai/lo/celia-valdez-1965920#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1965920
- lender_site: https://mortgage.bankofamerica.com/celia-valdez

Cite as: Celia Valdez (NMLS 1965920), Bank of America. LenDb.ai, https://lendb.ai/lo/celia-valdez-1965920, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._