---
canonical_url: https://lendb.ai/lo/cesar-pacheco-162955
json_url: https://lendb.ai/lo/cesar-pacheco-162955.json
nmls_id: 162955
last_verified: 2026-10-09
---

# Cesar Pacheco

Branch Manager at American Pacific Mortgage, Duluth, GA. NMLS ID 162955 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/162955)).

**Summary:** Cesar Pacheco (NMLS 162955) is Branch Manager at American Pacific Mortgage, based in Duluth, GA. Licensed in Florida, confirmed with the state regulator (license LO35910). Also lists Alabama, Georgia, Illinois, North Carolina, South Carolina, Tennessee and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2016 (per Florida records). States 22 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since 2016 (per Florida records). This is license history on file, not total experience.
- Years experience (stated by the LO): 22 (source: https://www.apmortgage.com/cesar-pacheco, verified 2026-10-09)
- Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Georgia (GA, lender_reported), Illinois (IL, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Cesar has 22 years of experience in the finance field and is committed to helping people from all backgrounds achieve homeownership through customized mortgage packages.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 22. Source: https://www.apmortgage.com/cesar-pacheco, verified 2026-10-09.
- education: Civil Engineering at Santa Maria University. Source: https://www.apmortgage.com/cesar-pacheco, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO35910 | active | confirmed | 2016-07-11 | state_regulator | 2026-10-09 |
| AL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| IL | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| SC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: American Pacific Mortgage (NMLS 1850), Duluth, GA. Source: https://www.apmortgage.com/cesar-pacheco, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/162955

## Contact

- linkedin_url: https://www.linkedin.com/in/cesar-a-pacheco-b770b25/ (source: lender_site, verified 2026-10-09)
- View profile at American Pacific Mortgage: https://www.apmortgage.com/cesar-pacheco
- Office phone and Email on file: shown at https://lendb.ai/lo/cesar-pacheco-162955#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/162955
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- lender_site: https://www.apmortgage.com/cesar-pacheco

Cite as: Cesar Pacheco (NMLS 162955), American Pacific Mortgage. LenDb.ai, https://lendb.ai/lo/cesar-pacheco-162955, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._