---
canonical_url: https://lendb.ai/lo/chad-coward-414512
json_url: https://lendb.ai/lo/chad-coward-414512.json
nmls_id: 414512
last_verified: 2026-10-09
---

# Chad Coward

Mortgage Loan Officer at Truist Bank, Gambrills, MD. NMLS ID 414512 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/414512)).

**Summary:** Chad Coward (NMLS 414512) is Mortgage Loan Officer at Truist Bank, based in Gambrills, MD. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: VA loan, Jumbo loan and Physician and medical professional. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: English
- Profile: unclaimed
- Status: active

## Specialties

- **VA loan** (`va`): lender page, confidence 0.23, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/chad-coward-mortgage-loan-officer-gambrills-md-21054
- **Jumbo loan** (`jumbo`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/chad-coward-mortgage-loan-officer-gambrills-md-21054
- **Physician and medical professional** (`physician`): lender page, confidence 0.10, verified 2026-10-09. Source: https://www.truist.com/finder/mortgage/chad-coward-mortgage-loan-officer-gambrills-md-21054

## About

Chad Coward has 16+ years of mortgage industry experience helping clients achieve homeownership. He holds a Bachelor's Degree in Business Management from Guilford College.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- education: Bachelor's Degree in Business Management from Guilford College (1996-2000). Source: https://www.truist.com/finder/mortgage/chad-coward-mortgage-loan-officer-gambrills-md-21054, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: Truist Bank (NMLS 399803), Gambrills, MD. Source: https://www.truist.com/finder/mortgage/chad-coward-mortgage-loan-officer-gambrills-md-21054, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/414512

## Contact

- View profile at Truist Bank: https://www.truist.com/finder/mortgage/chad-coward-mortgage-loan-officer-gambrills-md-21054
- Office phone and Email on file: shown at https://lendb.ai/lo/chad-coward-414512#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/414512
- lender_site: https://www.truist.com/finder/mortgage/chad-coward-mortgage-loan-officer-gambrills-md-21054

Cite as: Chad Coward (NMLS 414512), Truist Bank. LenDb.ai, https://lendb.ai/lo/chad-coward-414512, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._