--- canonical_url: https://lendb.ai/lo/chad-emerson-232133 json_url: https://lendb.ai/lo/chad-emerson-232133.json nmls_id: 232133 last_verified: 2026-10-11 --- # Chad Emerson Senior Loan Officer at CMG Home Loans, Shavano Park, TX. NMLS ID 232133 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/232133)). **Summary:** Chad Emerson (NMLS 232133) is Senior Loan Officer at CMG Home Loans, based in Shavano Park, TX. Licensed in Florida, confirmed with the state regulator (license LO118372). Also lists Alabama, Arkansas, Arizona, California, Georgia, Indiana, Kansas, Michigan and 7 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Real estate investor, New construction and Non-QM loan. Earliest state license record: March 23, 2023 (Florida), per state regulator. States 27 years of experience. Last verified 2026-10-11. ## At a glance - Earliest state license record: March 23, 2023 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Years experience (stated by the LO): 27 (source: https://www.cmghomeloans.com/mysite/chad-emerson, verified 2026-10-11) - Licensed in: Florida (FL, confirmed), Alabama (AL, lender_reported), Arkansas (AR, lender_reported), Arizona (AZ, lender_reported), California (CA, lender_reported), Georgia (GA, lender_reported), Indiana (IN, lender_reported), Kansas (KS, lender_reported), Michigan (MI, lender_reported), Missouri (MO, lender_reported), North Carolina (NC, lender_reported), Ohio (OH, lender_reported), Oklahoma (OK, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Wisconsin (WI, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **Real estate investor** (`investor`): lender page, confidence 0.90, verified 2026-10-11. Source: https://www.cmghomeloans.com/mysite/chad-emerson - **New construction** (`new-construction`): lender page, confidence 0.80, verified 2026-10-11. Source: https://www.cmghomeloans.com/mysite/chad-emerson - **Non-QM loan** (`non-qm`): lender page, confidence 0.80, verified 2026-10-11. Source: https://www.cmghomeloans.com/mysite/chad-emerson ## About Chad Emerson has 27 years in mortgage lending and focuses on investment property and new-construction financing. Licensed in 16 states, they have been ranked among the Top 1% of originators. Source: LenDb summary of the lender page, verified 2026-10-11. ## Facts from the lender page and intro - years_experience: 27. Source: https://www.cmghomeloans.com/mysite/chad-emerson, verified 2026-10-11. - credential: #1 volume lender in San Antonio in 2024. Source: https://www.cmghomeloans.com/mysite/chad-emerson, verified 2026-10-11. - credential: Top 1% of originators for four consecutive years. Source: https://www.cmghomeloans.com/mysite/chad-emerson, verified 2026-10-11. - credential: #4 in builder production volume at CMG Home Loans. Source: https://www.cmghomeloans.com/mysite/chad-emerson, verified 2026-10-11. - education: Bachelor of Arts, University of Wisconsin. Source: https://www.cmghomeloans.com/mysite/chad-emerson, verified 2026-10-11. - service_area: Clients across the country, based in Texas. Source: https://www.cmghomeloans.com/mysite/chad-emerson, verified 2026-10-11. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | FL | state_license | LO118372 | active | confirmed | 2023-03-23 | state_regulator | 2026-10-09 | | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | AR | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | CA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | GA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | IN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | KS | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | MI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | MO | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | OH | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | OK | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | | WI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-11 | ## Employment history - ? to present: CMG Home Loans (NMLS 1820), Shavano Park, TX. Source: https://www.cmghomeloans.com/mysite/chad-emerson, verified 2026-10-11. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/232133 ## Contact - View profile at CMG Home Loans: https://www.cmghomeloans.com/mysite/chad-emerson - Office phone and Email on file: shown at https://lendb.ai/lo/chad-emerson-232133#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/232133 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - lender_site: https://www.cmghomeloans.com/mysite/chad-emerson Cite as: Chad Emerson (NMLS 232133), CMG Home Loans. LenDb.ai, https://lendb.ai/lo/chad-emerson-232133, last verified 2026-10-11. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._