---
canonical_url: https://lendb.ai/lo/chad-freeman-453581
json_url: https://lendb.ai/lo/chad-freeman-453581.json
nmls_id: 453581
last_verified: 2026-10-09
---

# Chad Freeman

VP of Mortgage Lending at CrossCountry Mortgage, North Bethesda, MD. NMLS ID 453581 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453581)).

**Summary:** Chad Freeman (NMLS 453581) is VP of Mortgage Lending at CrossCountry Mortgage, based in North Bethesda, MD. Licensed in Florida, confirmed with the state regulator (license LO150595). Also lists District of Columbia, Delaware, Maryland and Virginia on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Renovation loan (203k / HomeStyle). Earliest state license record: August 26, 2026 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: August 26, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), District of Columbia (DC, lender_reported), Delaware (DE, lender_reported), Maryland (MD, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **Renovation loan (203k / HomeStyle)** (`renovation`): lender page, confidence 0.70, verified 2026-10-09. Source: https://crosscountrymortgage.com/north-bethesda-md-4161/chad-freeman/

## About

Chad brings 20+ years of mortgage lending experience, committed to empowering clients through homeownership and financial stability with trust and communication.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20+. Source: https://crosscountrymortgage.com/north-bethesda-md-4161/chad-freeman/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO150595 | active | confirmed | 2026-08-26 | state_regulator | 2026-10-09 |
| DC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| DE | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| MD | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), North Bethesda, MD. Source: https://crosscountrymortgage.com/north-bethesda-md-4161/chad-freeman/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453581

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/north-bethesda-md-4161/chad-freeman/
- Office phone and Email on file: shown at https://lendb.ai/lo/chad-freeman-453581#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/453581
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/north-bethesda-md-4161/chad-freeman/

Cite as: Chad Freeman (NMLS 453581), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/chad-freeman-453581, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._