--- canonical_url: https://lendb.ai/lo/chad-gandenberger-958930 json_url: https://lendb.ai/lo/chad-gandenberger-958930.json nmls_id: 958930 last_verified: 2026-10-27 --- # Chad Gandenberger Loan officer at West Capital Lending, Inc.. NMLS ID 958930 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/958930)). Chad Gandenberger (NMLS 958930) is a mortgage loan officer at West Capital Lending, Inc., licensed in Colorado since 2016 and in Florida, Texas, California and 8 more states. **Summary:** Chad Gandenberger (NMLS 958930) is a loan officer at West Capital Lending, Inc.. Licensed in 12 states confirmed with state regulators: Florida, Texas, California, Colorado, Pennsylvania, Missouri, Arkansas, Iowa and 4 more. Earliest state license record: April 12, 2016 (Colorado), per state regulator. Last verified 2026-10-27. ## Quick answers ### Is Chad licensed in Florida? Yes. Florida regulator records list license LO62621 as active, first effective July 11, 2019 (verified 2026-10-15). LenDb has 11 other states on file for Chad. Source: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip. ### What lender does Chad work for? West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/. ### How long has Chad been licensed? The earliest state license record LenDb holds for Chad is from April 12, 2016 (Colorado regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=175634&contact=388215. ## At a glance - Earliest state license record: April 12, 2016 (Colorado), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience. - Also licensed as (state regulator records, same NMLS ID): Chad S. Gandenberger (AR, CA, CO, FL, IA, MD, MO, OR, PA, TX, WY, as of 2026-10-27) - Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.) - Profile: unclaimed - Status: active ## Specialties ### Focus (officer level: their own bio, title, certification, specialty list or claim) - None on file yet. ## Licenses | State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---|---| | FL | Florida regulator | state_license | LO62621 | active | confirmed | 2019-07-11 | state_regulator | 2026-10-15 | | TX | Texas regulator | state_license | n/a | active | confirmed | 2019-07-16 | state_regulator | 2026-10-13 | | CA | California Department of Real Estate | state_license | 01920375 | active | confirmed | | state_regulator | 2026-10-24 | | CO | Colorado regulator | state_license | 100501951 | active | confirmed | 2016-04-12 | state_regulator | 2026-10-16 | | PA | Pennsylvania regulator | state_license | 91888 | active | confirmed | | state_regulator | 2026-10-16 | | MO | Missouri regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-19 | | AR | Arkansas regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-20 | | IA | Iowa regulator | state_license | 55724 | active | confirmed | 2025-11-18 | state_regulator | 2026-10-20 | | OR | Oregon regulator | state_license | n/a | active | confirmed | 2019-12-04 | state_regulator | 2026-10-20 | | WI | Wisconsin regulator | state_license | 958930 | active | confirmed | 2025-11-18 | state_regulator | 2026-10-21 | | MD | Maryland regulator | state_license | n/a | active | confirmed | | state_regulator | 2026-10-26 | | WY | Wyoming regulator | state_license | 109387 | active | confirmed | 2025-11-20 | state_regulator | 2026-10-27 | ## Employment history - ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/958930 ## Contact ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/958930 - state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip - state_regulator: https://www.sml.texas.gov/ - state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html - state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=175634&contact=388215 - state_regulator: https://data.pa.gov/d/tyxc-jyug - state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search - state_regulator: https://securities.arkansas.gov/loans/nmls/ - state_regulator: https://idob.iowa.gov/ - state_regulator: https://dfr.oregon.gov/ - state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/ - state_regulator: https://www.labor.maryland.gov/finance/ - state_regulator: https://wyomingbankingdivision.wyo.gov/ Cite as: Chad Gandenberger (NMLS 958930), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/chad-gandenberger-958930, last verified 2026-10-27. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._