---
canonical_url: https://lendb.ai/lo/chad-h-meadows-493950
json_url: https://lendb.ai/lo/chad-h-meadows-493950.json
nmls_id: 493950
last_verified: 2026-10-16
---

# Chad H. Meadows

VP of Lending, Mortgage Loan Originator at The Vinton County National Bank. NMLS ID 493950 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/493950)).

Chad H. Meadows (NMLS 493950) is a mortgage loan officer at The Vinton County National Bank. Chad's lender page shows a focus on construction loan.

**Summary:** Chad H. Meadows (NMLS 493950) is VP of Lending, Mortgage Loan Originator at The Vinton County National Bank. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Construction loan. Last verified 2026-10-16.

## Quick answers

### Is Chad licensed?

Chad works at a bank; bank loan officers register with NMLS federally instead of holding state licenses. Verify at NMLS Consumer Access. Source: employer type in LenDb's lender registry.

### Does Chad do construction loans?

Chad's profile lists construction loan as a focus (from their lender profile page). Source: https://www.vcnbfamily.bank/Personal/Mortgage-Loans/Mortgage-Lenders/Chad-H-Meadows.

### What lender does Chad work for?

The Vinton County National Bank, company NMLS 483350, per the lender's own site (verified 2026-10-16). Source: https://www.vcnbfamily.bank/Personal/Mortgage-Loans/Mortgage-Lenders/Chad-H-Meadows.

## At a glance

- Earliest state license record: none on file. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- **Construction loan** (`construction`): from their lender profile page, confidence 0.90, verified 2026-10-26. Source: https://www.vcnbfamily.bank/Personal/Mortgage-Loans/Mortgage-Lenders/Chad-H-Meadows

## Facts from the lender page and intro

- years_experience: since 1996. Source: https://www.vcnbfamily.bank/Personal/Mortgage-Loans/Mortgage-Lenders/Chad-H-Meadows, verified 2026-10-16.
- years_experience: since 2006. Source: https://www.vcnbfamily.bank/Personal/Mortgage-Loans/Mortgage-Lenders/Chad-H-Meadows, verified 2026-10-16.
- education: MBA. Source: https://www.vcnbfamily.bank/Personal/Mortgage-Loans/Mortgage-Lenders/Chad-H-Meadows, verified 2026-10-16.
- education: Associates Degree in Business Management. Source: https://www.vcnbfamily.bank/Personal/Mortgage-Loans/Mortgage-Lenders/Chad-H-Meadows, verified 2026-10-16.
- credential: Project management certified. Source: https://www.vcnbfamily.bank/Personal/Mortgage-Loans/Mortgage-Lenders/Chad-H-Meadows, verified 2026-10-16.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: The Vinton County National Bank (NMLS 483350). Source: https://www.vcnbfamily.bank/Personal/Mortgage-Loans/Mortgage-Lenders/Chad-H-Meadows, verified 2026-10-16.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/493950

## Contact

- View profile at The Vinton County National Bank: https://www.vcnbfamily.bank/Personal/Mortgage-Loans/Mortgage-Lenders/Chad-H-Meadows
- Office phone on file: shown at https://lendb.ai/lo/chad-h-meadows-493950#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/493950
- lender_site: https://www.vcnbfamily.bank/Personal/Mortgage-Loans/Mortgage-Lenders/Chad-H-Meadows

Cite as: Chad H. Meadows (NMLS 493950), The Vinton County National Bank. LenDb.ai, https://lendb.ai/lo/chad-h-meadows-493950, last verified 2026-10-16.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._