---
canonical_url: https://lendb.ai/lo/chad-johns-1401305
json_url: https://lendb.ai/lo/chad-johns-1401305.json
nmls_id: 1401305
last_verified: 2026-10-09
---

# Chad Johns

Mortgage Advisor at BECU. NMLS ID 1401305 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1401305)).

**Summary:** Chad Johns (NMLS 1401305) is Mortgage Advisor at BECU. Works at a credit union, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. States 10 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 10 (source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/chad-johns, verified 2026-10-09)
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a credit union). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Chad has over 10 years of mortgage lending experience, including 6 years with BECU. He serves the Spokane area and guides clients through pre-qualification to closing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 10. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/chad-johns, verified 2026-10-09.
- years_experience: 6. Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/chad-johns, verified 2026-10-09.
- service_area: Spokane area (North, Division, Valley, South Hill, Home Loan Center). Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/chad-johns, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: BECU (NMLS 490518). Source: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/chad-johns, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1401305

## Contact

- View profile at BECU: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/chad-johns
- Office phone and Email on file: shown at https://lendb.ai/lo/chad-johns-1401305#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1401305
- lender_site: https://www.becu.org/loans-and-mortgages/home-loans/mortgage-advisors/chad-johns

Cite as: Chad Johns (NMLS 1401305), BECU. LenDb.ai, https://lendb.ai/lo/chad-johns-1401305, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._