--- canonical_url: https://lendb.ai/lo/chad-lubben-447796 json_url: https://lendb.ai/lo/chad-lubben-447796.json nmls_id: 447796 last_verified: 2026-10-09 --- # Chad Lubben Senior Loan Officer at CrossCountry Mortgage, Cornelius, NC. NMLS ID 447796 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/447796)). **Summary:** Chad Lubben (NMLS 447796) is Senior Loan Officer at CrossCountry Mortgage, based in Cornelius, NC. Lists Alabama, Arizona, Connecticut, Iowa, Illinois, Minnesota, North Carolina, South Carolina and 4 more on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: Condo, Jumbo loan, FHA loan and First-time buyer. Last verified 2026-10-09. ## At a glance - Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience. - Licensed in: Alabama (AL, lender_reported), Arizona (AZ, lender_reported), Connecticut (CT, lender_reported), Iowa (IA, lender_reported), Illinois (IL, lender_reported), Minnesota (MN, lender_reported), North Carolina (NC, lender_reported), South Carolina (SC, lender_reported), Tennessee (TN, lender_reported), Texas (TX, lender_reported), Virginia (VA, lender_reported), Wisconsin (WI, lender_reported) - License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer. - Languages: not listed - Profile: unclaimed - Status: active ## Specialties - **Condo** (`condo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/cornelius-nc-3527/chad-lubben/ - **Jumbo loan** (`jumbo`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/cornelius-nc-3527/chad-lubben/ - **FHA loan** (`fha`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/cornelius-nc-3527/chad-lubben/ - **First-time buyer** (`first-time-buyer`): lender page, confidence 0.10, verified 2026-10-09. Source: https://crosscountrymortgage.com/cornelius-nc-3527/chad-lubben/ ## About Multi-million dollar producer since 2006 with expertise in condo, jumbo, and mortgage bond trading. Ranked in Top 1% Mortgage Originators in America and Scotsman Guide Top Originator in 2021. Source: LenDb summary of the lender page, verified 2026-10-09. ## Facts from the lender page and intro - years_experience: since 2006. Source: https://crosscountrymortgage.com/cornelius-nc-3527/chad-lubben/, verified 2026-10-09. - credential: Scotsman Guide Top Originator 2021; Top 1% Mortgage Originators in America by Mortgage Executive magazine. Source: https://crosscountrymortgage.com/cornelius-nc-3527/chad-lubben/, verified 2026-10-09. - education: Background in finance. Source: https://crosscountrymortgage.com/cornelius-nc-3527/chad-lubben/, verified 2026-10-09. ## Licenses | State | Type | Number | Status | Confidence | Issued | Source | Verified | |---|---|---|---|---|---|---|---| | AL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | AZ | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | CT | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | IL | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | MN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | NC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | SC | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TN | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | TX | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | VA | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | | WI | state_license | n/a | listed_on_lender_site | lender_reported | | lender_site | 2026-10-09 | ## Employment history - ? to present: CrossCountry Mortgage (NMLS 3029), Cornelius, NC. Source: https://crosscountrymortgage.com/cornelius-nc-3527/chad-lubben/, verified 2026-10-09. ## Disciplinary history Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/447796 ## Contact - View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/cornelius-nc-3527/chad-lubben/ - Office phone and Email on file: shown at https://lendb.ai/lo/chad-lubben-447796#contact after a quick human check (not available in this file, the API or MCP). ## Sources - nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/447796 - lender_site: https://crosscountrymortgage.com/cornelius-nc-3527/chad-lubben/ Cite as: Chad Lubben (NMLS 447796), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/chad-lubben-447796, last verified 2026-10-09. _Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._