---
canonical_url: https://lendb.ai/lo/chad-talpas-564051
json_url: https://lendb.ai/lo/chad-talpas-564051.json
nmls_id: 564051
last_verified: 2026-10-15
---

# Chad Talpas

Branch Manager at CME Lending Group LLC. NMLS ID 564051 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/564051)).

Chad Talpas (NMLS 564051) is a Branch Manager at CME Lending Group LLC, licensed in Florida since 2022. Chad works at an FHA-approved lender, per HUD.

**Summary:** Chad Talpas (NMLS 564051) is Branch Manager at CME Lending Group LLC. Licensed in Florida, confirmed with the state regulator (license LO103432). Also lists Indiana on the lender page (not yet checked with the state regulator). Earliest state license record: March 3, 2022 (Florida), per state regulator. States 12 years of experience. Last verified 2026-10-15.

## Quick answers

### Is Chad licensed in Florida?

Yes. Florida regulator records list license LO103432 as active, first effective March 3, 2022 (verified 2026-10-15). LenDb has 1 other state on file for Chad. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip.

### What lender does Chad work for, and is it FHA-approved?

CME Lending Group LLC, company NMLS 1248883, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026). Source: https://themortgageexchange.com/team-member/chad-talpas/.

### How long has Chad been licensed?

The earliest state license record LenDb holds for Chad is from March 3, 2022 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Chad states 12 years of experience. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip.

## At a glance

- Earliest state license record: March 3, 2022 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Years experience (stated by the LO): 12 (source: https://themortgageexchange.com/team-member/chad-talpas/, verified 2026-10-15)
- Licensed in: Florida (FL, confirmed), Indiana (IN, lender_reported)
- Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Facts from the lender page and intro

- years_experience: 12. Source: https://themortgageexchange.com/team-member/chad-talpas/, verified 2026-10-15.
- role: Vice President of The Mortgage Exchange. Source: https://themortgageexchange.com/team-member/chad-talpas/, verified 2026-10-15.
- education: Economics degree, Indiana State. Source: https://themortgageexchange.com/team-member/chad-talpas/, verified 2026-10-15.
- other: Runs a husband and wife originating team with Megan Talpas. Source: https://themortgageexchange.com/team-member/chad-talpas/, verified 2026-10-15.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO103432 | active | confirmed | 2022-03-03 | state_regulator | 2026-10-15 |
| IN |  | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-15 |

## Employment history

- ? to present: CME Lending Group LLC (NMLS 1248883). Source: https://themortgageexchange.com/team-member/chad-talpas/, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/564051

## Contact

- View profile at CME Lending Group LLC: https://themortgageexchange.com/team-member/chad-talpas/
- Email on file: shown at https://lendb.ai/lo/chad-talpas-564051#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/564051
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- lender_site: https://themortgageexchange.com/team-member/chad-talpas/
- HUD (FHA data): https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot

Cite as: Chad Talpas (NMLS 564051), CME Lending Group LLC. LenDb.ai, https://lendb.ai/lo/chad-talpas-564051, last verified 2026-10-15.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._