---
canonical_url: https://lendb.ai/lo/chad-ulmer-325466
json_url: https://lendb.ai/lo/chad-ulmer-325466.json
nmls_id: 325466
last_verified: 2026-10-27
---

# Chad Ulmer

Loan officer at West Capital Lending, Inc.. NMLS ID 325466 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/325466)).

Chad Ulmer (NMLS 325466) is a mortgage loan officer at West Capital Lending, Inc., licensed in Florida since 2025 and in Texas, California, Colorado and 7 more states.

**Summary:** Chad Ulmer (NMLS 325466) is a loan officer at West Capital Lending, Inc.. Licensed in 11 states confirmed with state regulators: Florida, Texas, California, Colorado, Pennsylvania, Missouri, Arkansas, Iowa and 3 more. Earliest state license record: May 12, 2025 (Florida), per state regulator. Last verified 2026-10-27.

## Quick answers

### Is Chad licensed in Florida?

Yes. Florida regulator records list license LO137949 as active, first effective May 12, 2025 (verified 2026-10-15). LenDb has 10 other states on file for Chad. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip.

### What lender does Chad work for?

West Capital Lending, Inc., company NMLS 1566096, per the lender's own site (verified 2026-10-13). Source: https://www.sml.texas.gov/.

### How long has Chad been licensed?

The earliest state license record LenDb holds for Chad is from May 12, 2025 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip.

## At a glance

- Earliest state license record: May 12, 2025 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Chad S. Ulmer (AR, CA, CO, FL, IA, MD, MO, OR, PA, TX, WY, as of 2026-10-27)
- Licensed in: Florida (FL, confirmed), Texas (TX, confirmed), California (CA DRE, confirmed), Colorado (CO, confirmed), Pennsylvania (PA, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Maryland (MD, confirmed), Wyoming (WY, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO137949 | active | confirmed | 2025-05-12 | state_regulator | 2026-10-15 |
| TX | Texas regulator | state_license | n/a | active | confirmed | 2026-01-15 | state_regulator | 2026-10-13 |
| CA | California Department of Real Estate | state_license | 02226658 | active | confirmed |  | state_regulator | 2026-10-24 |
| CO | Colorado regulator | state_license | 100544405 | active | confirmed | 2026-02-09 | state_regulator | 2026-10-16 |
| PA | Pennsylvania regulator | state_license | 118849 | active | confirmed |  | state_regulator | 2026-10-16 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| IA | Iowa regulator | state_license | 55956 | active | confirmed | 2025-12-17 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2025-12-19 | state_regulator | 2026-10-20 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |
| WY | Wyoming regulator | state_license | 109786 | active | confirmed | 2026-02-10 | state_regulator | 2026-10-27 |

## Employment history

- ? to present: West Capital Lending, Inc. (NMLS 1566096). Source: https://www.sml.texas.gov/, verified 2026-10-13.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/325466

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/325466
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_SZ_Monthly.zip
- state_regulator: https://www.sml.texas.gov/
- state_regulator: https://www.dre.ca.gov/Licensees/ExamineeLicenseeListDataFiles.html
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=348793&contact=583634
- state_regulator: https://data.pa.gov/d/tyxc-jyug
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://www.labor.maryland.gov/finance/
- state_regulator: https://wyomingbankingdivision.wyo.gov/

Cite as: Chad Ulmer (NMLS 325466), West Capital Lending, Inc.. LenDb.ai, https://lendb.ai/lo/chad-ulmer-325466, last verified 2026-10-27.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._