---
canonical_url: https://lendb.ai/lo/chang-oh-160647
json_url: https://lendb.ai/lo/chang-oh-160647.json
nmls_id: 160647
last_verified: 2026-10-26
---

# Chang Oh

Loan officer at NEXA Mortgage. NMLS ID 160647 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/160647)).

Chang Oh (NMLS 160647) is a mortgage loan officer at NEXA Mortgage, licensed in Maryland.

**Summary:** Chang Oh (NMLS 160647) is a loan officer at NEXA Mortgage. Licensed in Maryland, confirmed with the state regulator. NEXA Mortgage also offers FHA loan, Jumbo loan, Renovation loan (203k / HomeStyle), Reverse mortgage and USDA loan and 1 more (a lender program, not confirmed as their own focus). Earliest state license record: January 14, 2016 (Florida), per state regulator. Last verified 2026-10-26.

## Quick answers

### Is Chang licensed in Maryland?

Yes. Maryland regulator records list a license as active (verified 2026-10-26). Source: https://www.labor.maryland.gov/finance/.

### What lender does Chang work for?

NEXA Mortgage, company NMLS 1660690, per the lender's own site (verified 2026-10-26). Source: https://www.labor.maryland.gov/finance/.

### How long has Chang been licensed?

The earliest state license record LenDb holds for Chang is from January 14, 2016 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

## At a glance

- Earliest state license record: January 14, 2016 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Maryland (MD, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

### Their lender offers (lender level: NEXA Mortgage's programs, not confirmed as this person's focus)

- **FHA loan** (`fha`): verified 2026-10-08. Source: https://nexamortgage.com
- **Jumbo loan** (`jumbo`): verified 2026-10-08. Source: https://nexamortgage.com
- **Renovation loan (203k / HomeStyle)** (`renovation`): verified 2026-10-08. Source: https://nexamortgage.com
- **Reverse mortgage** (`reverse`): verified 2026-10-08. Source: https://nexamortgage.com
- **USDA loan** (`usda`): verified 2026-10-08. Source: https://nexamortgage.com
- **VA loan** (`va`): verified 2026-10-08. Source: https://nexamortgage.com

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO33391 | inactive | confirmed | 2016-01-14 | state_regulator | 2026-10-15 |
| WI | Wisconsin regulator | state_license | 160647 | inactive | confirmed | 2017-07-14 | state_regulator | 2026-10-21 |
| MD | Maryland regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-26 |

## Employment history

- ? to present: NEXA Mortgage (NMLS 1660690). Source: https://www.labor.maryland.gov/finance/, verified 2026-10-26.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/160647

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/160647
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://www.labor.maryland.gov/finance/
- manual (lender programs): https://nexamortgage.com

Cite as: Chang Oh (NMLS 160647), NEXA Mortgage. LenDb.ai, https://lendb.ai/lo/chang-oh-160647, last verified 2026-10-26.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._