---
canonical_url: https://lendb.ai/lo/char-ruppel-99445
json_url: https://lendb.ai/lo/char-ruppel-99445.json
nmls_id: 99445
last_verified: 2026-10-28
---

# Char Ruppel

Loan officer at THE TURNKEY FOUNDATION INC.. NMLS ID 99445 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/99445)).

Char Ruppel (NMLS 99445) is a mortgage loan officer at THE TURNKEY FOUNDATION INC., licensed in Oregon since 2022 and in Florida, Connecticut, Missouri and 6 more states.

**Summary:** Char Ruppel (NMLS 99445) is a loan officer at THE TURNKEY FOUNDATION INC.. Licensed in 10 states confirmed with state regulators: Florida, Connecticut, Missouri, Arkansas, Iowa, Oregon, Wisconsin, California and 2 more. Earliest state license record: February 1, 2022 (Oregon), per state regulator. Last verified 2026-10-28.

## Quick answers

### Is Char licensed in Florida?

Yes. Florida regulator records list license LO115495 as active, first effective November 30, 2022 (verified 2026-10-15). LenDb has 9 other states on file for Char. Source: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip.

### What lender does Char work for?

THE TURNKEY FOUNDATION INC., company NMLS 236669, per the lender's own site (verified 2026-10-15). Source: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut.

### How long has Char been licensed?

The earliest state license record LenDb holds for Char is from February 1, 2022 (Oregon regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Source: https://dfr.oregon.gov/.

## At a glance

- Earliest state license record: February 1, 2022 (Oregon), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Also licensed as (state regulator records, same NMLS ID): Char E. Ruppel (AR, CA, CT, FL, IA, MO, OR, WY, as of 2026-10-27)
- Licensed in: Florida (FL, confirmed), Connecticut (CT, confirmed), Missouri (MO, confirmed), Arkansas (AR, confirmed), Iowa (IA, confirmed), Oregon (OR, confirmed), Wisconsin (WI, confirmed), California (CA DFPI, confirmed), Wyoming (WY, confirmed), Illinois (IL, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed (Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it.)
- Profile: unclaimed
- Status: active

## Specialties

### Focus (officer level: their own bio, title, certification, specialty list or claim)

- None on file yet.

## Licenses

| State | Regulator | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|---|
| FL | Florida regulator | state_license | LO115495 | active | confirmed | 2022-11-30 | state_regulator | 2026-10-15 |
| CT | Connecticut regulator | state_license | LO-99445 | active | confirmed |  | state_regulator | 2026-10-15 |
| MO | Missouri regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-19 |
| AR | Arkansas regulator | state_license | n/a | active | confirmed |  | state_regulator | 2026-10-20 |
| IA | Iowa regulator | state_license | 52599 | active | confirmed | 2024-09-17 | state_regulator | 2026-10-20 |
| OR | Oregon regulator | state_license | n/a | active | confirmed | 2022-02-01 | state_regulator | 2026-10-20 |
| WI | Wisconsin regulator | state_license | 99445 | active | confirmed | 2023-03-08 | state_regulator | 2026-10-21 |
| CA | California Department of Financial Protection and Innovation | state_license | CA-DFPI99445 | active | confirmed | 2026-04-28 | state_regulator | 2026-10-24 |
| WY | Wyoming regulator | state_license | 110359 | active | confirmed | 2026-06-02 | state_regulator | 2026-10-27 |
| IL | Illinois regulator | state_license | 31.0096098 | active | confirmed | 2026-08-26 | state_regulator | 2026-10-28 |

## Employment history

- ? to present: THE TURNKEY FOUNDATION INC. (NMLS 236669). Source: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut, verified 2026-10-15.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/99445

## Contact


## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/99445
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_JR_Monthly.zip
- state_regulator: https://portal.ct.gov/dob/consumer-credit-licenses/consumer-credit-licenses/mortgage-loan-originators-licensed-in-connecticut
- state_regulator: https://finance.mo.gov/banks-0/bank-licensee-search
- state_regulator: https://securities.arkansas.gov/loans/nmls/
- state_regulator: https://idob.iowa.gov/
- state_regulator: https://dfr.oregon.gov/
- state_regulator: https://dfi.wi.gov/Pages/BusinessServices/MortgageBanking/
- state_regulator: https://dfpi.ca.gov/
- state_regulator: https://wyomingbankingdivision.wyo.gov/
- state_regulator: https://idfpr.illinois.gov/banks/resfin.html

Cite as: Char Ruppel (NMLS 99445), THE TURNKEY FOUNDATION INC.. LenDb.ai, https://lendb.ai/lo/char-ruppel-99445, last verified 2026-10-28.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._