---
canonical_url: https://lendb.ai/lo/charissa-cruz-246806
json_url: https://lendb.ai/lo/charissa-cruz-246806.json
nmls_id: 246806
last_verified: 2026-10-09
---

# Charissa Cruz

Mortgage Advisor at Guild Mortgage, Greenwood Village, CO. NMLS ID 246806 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/246806)).

**Summary:** Charissa Cruz (NMLS 246806) is Mortgage Advisor at Guild Mortgage, based in Greenwood Village, CO. Licensed in Colorado, confirmed with the state regulator (license 100032219). Licensed since 2010 (per Colorado records). Last verified 2026-10-09.

## At a glance

- Licensed since 2010 (per Colorado records). This is license history on file, not total experience.
- Licensed in: Colorado (CO, confirmed)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Charissa Cruz leads the Cruz Team serving communities across Denver, Front Range, Highlands Ranch and Fort Collins with 15+ years of experience. They specialize in down payment assistance, FHA, VA, jumbo, bank statement and asset depletion financing.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 15+. Source: https://branches.guildmortgage.com/co/greenwoodvillage/charissa-cruz-44-hpccr.html, verified 2026-10-09.
- service_area: Denver, Front Range, Highlands Ranch, Fort Collins, Colorado. Source: https://branches.guildmortgage.com/co/greenwoodvillage/charissa-cruz-44-hpccr.html, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| CO | state_license | 100032219 | active | confirmed | 2010-07-02 | state_regulator | 2026-10-10 |

## Employment history

- ? to present: Guild Mortgage (NMLS 3274), Greenwood Village, CO. Source: https://branches.guildmortgage.com/co/greenwoodvillage/charissa-cruz-44-hpccr.html, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/246806

## Contact

- linkedin_url: https://www.linkedin.com/in/charissacruz/ (source: lender_site, verified 2026-10-09)
- View profile at Guild Mortgage: https://branches.guildmortgage.com/co/greenwoodvillage/charissa-cruz-44-hpccr.html
- Office phone and Email on file: shown at https://lendb.ai/lo/charissa-cruz-246806#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/246806
- state_regulator: https://apps.colorado.gov/dre/licensing/Lookup/PrintLicenseDetails.aspx?cred=139385&contact=232028
- lender_site: https://branches.guildmortgage.com/co/greenwoodvillage/charissa-cruz-44-hpccr.html

Cite as: Charissa Cruz (NMLS 246806), Guild Mortgage. LenDb.ai, https://lendb.ai/lo/charissa-cruz-246806, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._