---
canonical_url: https://lendb.ai/lo/charito-mcdougald-694751
json_url: https://lendb.ai/lo/charito-mcdougald-694751.json
nmls_id: 694751
last_verified: 2026-10-09
---

# Charito Mcdougald

Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), Daly City, CA. NMLS ID 694751 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/694751)).

**Summary:** Charito Mcdougald (NMLS 694751) is Senior Home Lending Advisor at JPMorgan Chase Bank (Chase Home Lending), based in Daly City, CA. Works at a bank, so likely federally registered: Federally registered MLOs aren't state-licensed; verify at NMLS. Focus areas shown on the lender page: Vacation home and Self-employed. Speaks Tagalog. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Licensed in: no license list on file; check NMLS Consumer Access
- Federal registration: likely (works at a bank). Federally registered MLOs aren't state-licensed; verify at NMLS.
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: Tagalog
- Profile: unclaimed
- Status: active

## Specialties

- **Vacation home** (`vacation-home`): lender page, confidence 0.70, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/daly-city/5-southgate-ave-hla-694751
- **Self-employed** (`self-employed`): lender page, confidence 0.38, verified 2026-10-09. Source: https://homelendingadvisor.chase.com/ca/daly-city/5-southgate-ave-hla-694751

## About

Charito has 30 years of experience as a Senior Home Lending Advisor and specializes in preapproval, self-employed lending, low-to-moderate income lending, lending to borrowers with limited credit history, fixed-rate mortgages and vacation home financing. Fluent in Tagalog, they serve clients in the Daly City, CA area.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- credential: Chase Certified in FHA Loans. Source: https://homelendingadvisor.chase.com/ca/daly-city/5-southgate-ave-hla-694751, verified 2026-10-09.
- credential: Chase Certified in VA Loans. Source: https://homelendingadvisor.chase.com/ca/daly-city/5-southgate-ave-hla-694751, verified 2026-10-09.
- credential: Chase Certified in Chase Private Client Lending. Source: https://homelendingadvisor.chase.com/ca/daly-city/5-southgate-ave-hla-694751, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|

## Employment history

- ? to present: JPMorgan Chase Bank (Chase Home Lending) (NMLS 399798), Daly City, CA. Source: https://homelendingadvisor.chase.com/ca/daly-city/5-southgate-ave-hla-694751, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/694751

## Contact

- View profile at JPMorgan Chase Bank (Chase Home Lending): https://homelendingadvisor.chase.com/ca/daly-city/5-southgate-ave-hla-694751
- Office phone and Email on file: shown at https://lendb.ai/lo/charito-mcdougald-694751#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/694751
- lender_site: https://homelendingadvisor.chase.com/ca/daly-city/5-southgate-ave-hla-694751

Cite as: Charito Mcdougald (NMLS 694751), JPMorgan Chase Bank (Chase Home Lending). LenDb.ai, https://lendb.ai/lo/charito-mcdougald-694751, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._