{
  "canonical_url": "https://lendb.ai/lo/charity-goode-1078755",
  "lede": {
    "text": "Charity Goode (NMLS 1078755) is a Mortgage Loan Originator at CME Lending Group LLC, licensed in Florida since 2024. Charity works at an FHA-approved lender, per HUD.",
    "fields": [
      "full_name",
      "nmls_id",
      "title",
      "current_employment",
      "licenses",
      "earliest_license_record",
      "employer_program_approvals"
    ]
  },
  "quick_answers": [
    {
      "q": "Is Charity licensed in Florida?",
      "a": "Yes. Florida regulator records list license LO134170 as active, first effective December 20, 2024 (verified 2026-10-15). LenDb has 2 other states on file for Charity.",
      "fields": [
        "licenses"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
      "verified_at": "2026-10-15"
    },
    {
      "q": "What lender does Charity work for, and is it FHA-approved?",
      "a": "CME Lending Group LLC, company NMLS 1248883, per the lender's own site (verified 2026-10-15). Works at an FHA-approved lender, per HUD (HUD FHA data, loans endorsed through Aug 2026).",
      "fields": [
        "current_employment",
        "employer_program_approvals"
      ],
      "source": "lender site; HUD",
      "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
      "verified_at": "2026-10-15"
    },
    {
      "q": "How long has Charity been licensed?",
      "a": "The earliest state license record LenDb holds for Charity is from December 20, 2024 (Florida regulator). That is a record date from the rosters we hold, not proof of continuous licensure. Charity states 18 years of experience.",
      "fields": [
        "earliest_license_record",
        "years_experience"
      ],
      "source": "Florida state regulator",
      "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
      "verified_at": "2026-10-15"
    }
  ],
  "field_notes": {
    "languages": "Languages come only from the loan officer's own lender page, and most lender pages do not list languages. A language that is not listed means not stated, not that the loan officer does not speak it."
  },
  "loan_officer": {
    "nmls_id": 1078755,
    "slug": "charity-goode-1078755",
    "canonical_url": "https://lendb.ai/lo/charity-goode-1078755",
    "md_url": "https://lendb.ai/lo/charity-goode-1078755.md",
    "json_url": "https://lendb.ai/lo/charity-goode-1078755.json",
    "nmls_consumer_access_url": "https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1078755",
    "full_name": {
      "value": "Charity Goode",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
      "verified_at": "2026-10-15"
    },
    "first_name": "Charity",
    "last_name": "Goode",
    "licensed_names": [
      {
        "name": "Charity Goode",
        "name_with_middle_initial": "Charity S. Goode",
        "first_name": "Charity",
        "middle_initial": "S",
        "last_name": "Goode",
        "states": [
          "FL"
        ],
        "source": "state_regulator",
        "as_of": "2026-10-09"
      }
    ],
    "headshot_url": {
      "value": "https://themortgageexchange.com/clients/2915/uploads/2026/03/3538B1B0-B396-4259-869A-33ED43A6E176.jpeg",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
      "verified_at": "2026-10-15"
    },
    "bio": {
      "value": "For over 18 years, Charity Goode has helped families with homeownership. They are licensed in Tennessee, Mississippi and Florida and help clients across those states. They live in Tipton County, Tennessee.",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
      "verified_at": "2026-10-15"
    },
    "title": {
      "value": "Mortgage Loan Originator",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
      "verified_at": "2026-10-15"
    },
    "languages": {
      "value": [],
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
      "verified_at": "2026-10-15"
    },
    "years_licensed": null,
    "years_experience": {
      "value": 18,
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
      "verified_at": "2026-10-15"
    },
    "status": "active",
    "claimed": false,
    "claimed_at": null,
    "profile_completeness": 75,
    "current_employment": {
      "lender_nmls_id": 1248883,
      "lender_name": "CME Lending Group LLC",
      "lender_slug": "cme-lending-group-llc-1248883",
      "branch_city": null,
      "branch_state": null,
      "branch_zip": null,
      "start_date": null,
      "end_date": null,
      "lender_profile_url": "https://themortgageexchange.com/team-member/charity-goode/",
      "lender_type": "imb",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
      "verified_at": "2026-10-15"
    },
    "employment_history": [
      {
        "lender_nmls_id": 1248883,
        "lender_name": "CME Lending Group LLC",
        "lender_slug": "cme-lending-group-llc-1248883",
        "branch_city": null,
        "branch_state": null,
        "branch_zip": null,
        "start_date": null,
        "end_date": null,
        "lender_profile_url": "https://themortgageexchange.com/team-member/charity-goode/",
        "lender_type": "imb",
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
        "verified_at": "2026-10-15"
      }
    ],
    "licenses": [
      {
        "state": "FL",
        "license_type": "state_license",
        "license_number": "LO134170",
        "status": "active",
        "issued_at": "2024-12-20",
        "source": "state_regulator",
        "source_url": "https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip",
        "verified_at": "2026-10-15",
        "confidence": "confirmed",
        "regulator": "fl"
      },
      {
        "state": "MS",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      },
      {
        "state": "TN",
        "license_type": "state_license",
        "license_number": null,
        "status": "listed_on_lender_site",
        "issued_at": null,
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
        "verified_at": "2026-10-15",
        "confidence": "lender_reported"
      }
    ],
    "specialties": [],
    "lender_offers": [],
    "employer_program_approvals": [
      {
        "program": "fha",
        "source": "HUD",
        "as_of": "2026-08",
        "source_url": "https://www.hud.gov/stat/sfh/fha-sf-portfolio-snapshot"
      }
    ],
    "contacts": [],
    "disciplinary_actions": [],
    "media": [],
    "facts": [
      {
        "kind": "years_experience",
        "value": "18",
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
        "verified_at": "2026-10-15"
      },
      {
        "kind": "service_area",
        "value": "Tennessee, Mississippi, Florida",
        "source": "lender_site",
        "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
        "verified_at": "2026-10-15"
      }
    ],
    "last_verified_at": "2026-10-15",
    "updated_at": "2026-10-15 20:01:25.1882+00",
    "disciplinary_check": "not_checked",
    "gated_contact": {
      "kinds": [
        "email"
      ],
      "reveal_url": "https://lendb.ai/lo/charity-goode-1078755#contact",
      "note": "Phone and email are shown on the profile page after a quick human check, one profile at a time. They are not available through the API or MCP. To reach this loan officer, open reveal_url or lender_profile_url.",
      "source": "lender_site",
      "source_url": "https://themortgageexchange.com/team-member/charity-goode/",
      "verified_at": "2026-10-15"
    },
    "earliest_license_record": {
      "date": "2024-12-20",
      "state": "FL"
    },
    "licensed_since": {
      "year": 2024,
      "state": "FL"
    },
    "federal_registration": null
  }
}