---
canonical_url: https://lendb.ai/lo/charla-smith-1651741
json_url: https://lendb.ai/lo/charla-smith-1651741.json
nmls_id: 1651741
last_verified: 2026-10-09
---

# Charla Smith

Loan Officer at CrossCountry Mortgage, Loganville, GA. NMLS ID 1651741 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1651741)).

**Summary:** Charla Smith (NMLS 1651741) is Loan Officer at CrossCountry Mortgage, based in Loganville, GA. Lists Georgia, Louisiana and Texas on the lender page (not yet checked with the state regulator). Focus areas shown on the lender page: First-time buyer and Down payment assistance. States 20 years of experience. Last verified 2026-10-09.

## At a glance

- Licensed since: unknown (no state regulator record on file). This is license history on file, not total experience.
- Years experience (stated by the LO): 20 (source: https://crosscountrymortgage.com/loganville-ga-3183/charla-smith/, verified 2026-10-09)
- Licensed in: Georgia (GA, lender_reported), Louisiana (LA, lender_reported), Texas (TX, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties

- **First-time buyer** (`first-time-buyer`): lender page, confidence 0.90, verified 2026-10-09. Source: https://crosscountrymortgage.com/loganville-ga-3183/charla-smith/
- **Down payment assistance** (`down-payment-assistance`): lender page, confidence 0.80, verified 2026-10-09. Source: https://crosscountrymortgage.com/loganville-ga-3183/charla-smith/

## About

Charla has 20 years of mortgage industry experience and specializes in helping first-time homebuyers navigate the homebuying process with personalized guidance.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Facts from the lender page and intro

- years_experience: 20. Source: https://crosscountrymortgage.com/loganville-ga-3183/charla-smith/, verified 2026-10-09.
- service_area: Loganville, GA. Source: https://crosscountrymortgage.com/loganville-ga-3183/charla-smith/, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| LA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TX | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Loganville, GA. Source: https://crosscountrymortgage.com/loganville-ga-3183/charla-smith/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1651741

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/loganville-ga-3183/charla-smith/
- Office phone and Email on file: shown at https://lendb.ai/lo/charla-smith-1651741#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/1651741
- lender_site: https://crosscountrymortgage.com/loganville-ga-3183/charla-smith/

Cite as: Charla Smith (NMLS 1651741), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/charla-smith-1651741, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._