---
canonical_url: https://lendb.ai/lo/charles-capps-2880312
json_url: https://lendb.ai/lo/charles-capps-2880312.json
nmls_id: 2880312
last_verified: 2026-10-09
---

# Charlie Capps

Loan Consultant/Advisor at CrossCountry Mortgage, Scottsdale, AZ. NMLS ID 2880312 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2880312)).

**Summary:** Charlie Capps (NMLS 2880312) is Loan Consultant/Advisor at CrossCountry Mortgage, based in Scottsdale, AZ. Licensed in Florida, confirmed with the state regulator (license LO151309). Also lists Arizona, North Carolina, Ohio, Oregon and Pennsylvania on the lender page (not yet checked with the state regulator). Earliest state license record: September 30, 2026 (Florida), per state regulator. Last verified 2026-10-09.

## At a glance

- Earliest state license record: September 30, 2026 (Florida), per state regulator. A record date from the state rosters we hold, not proof of continuous licensure or total experience.
- Licensed in: Florida (FL, confirmed), Arizona (AZ, lender_reported), North Carolina (NC, lender_reported), Ohio (OH, lender_reported), Oregon (OR, lender_reported), Pennsylvania (PA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## About

Charlie is a Loan Consultant/Advisor with years of experience providing expert guidance and personalized service for home purchasing, refinancing, and home equity needs.

Source: LenDb summary of the lender page, verified 2026-10-09.

## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO151309 | active | confirmed | 2026-09-30 | state_regulator | 2026-10-09 |
| AZ | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OH | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| OR | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| PA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: CrossCountry Mortgage (NMLS 3029), Scottsdale, AZ. Source: https://crosscountrymortgage.com/scottsdale-az-4612/charles-capps/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2880312

## Contact

- View profile at CrossCountry Mortgage: https://crosscountrymortgage.com/scottsdale-az-4612/charles-capps/
- Office phone and Email on file: shown at https://lendb.ai/lo/charles-capps-2880312#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2880312
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://crosscountrymortgage.com/scottsdale-az-4612/charles-capps/

Cite as: Charlie Capps (NMLS 2880312), CrossCountry Mortgage. LenDb.ai, https://lendb.ai/lo/charles-capps-2880312, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._