---
canonical_url: https://lendb.ai/lo/charles-cody-2283933
json_url: https://lendb.ai/lo/charles-cody-2283933.json
nmls_id: 2283933
last_verified: 2026-10-09
---

# Michael Cody III

Licensed Loan Originator Assistant at Envoy Mortgage, Oak Harbor, WA. NMLS ID 2283933 ([verify at NMLS Consumer Access](https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2283933)).

**Summary:** Michael Cody III (NMLS 2283933) is Licensed Loan Originator Assistant at Envoy Mortgage, based in Oak Harbor, WA. Licensed in Florida, confirmed with the state regulator (license LO109413). Also lists Georgia, Kentucky, North Carolina, Tennessee and Virginia on the lender page (not yet checked with the state regulator). Licensed since 2022 (per Florida records). Last verified 2026-10-09.

## At a glance

- Licensed since 2022 (per Florida records). This is license history on file, not total experience.
- Licensed in: Florida (FL, confirmed), Georgia (GA, lender_reported), Kentucky (KY, lender_reported), North Carolina (NC, lender_reported), Tennessee (TN, lender_reported), Virginia (VA, lender_reported)
- License confidence: confirmed = state regulator roster; lender_reported = listed on the lender page only; federal_registration = inferred from a bank or credit union employer.
- Languages: not listed
- Profile: unclaimed
- Status: active

## Specialties


## Licenses

| State | Type | Number | Status | Confidence | Issued | Source | Verified |
|---|---|---|---|---|---|---|---|
| FL | state_license | LO109413 | active | confirmed | 2022-06-16 | state_regulator | 2026-10-09 |
| GA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| KY | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| NC | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| TN | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |
| VA | state_license | n/a | listed_on_lender_site | lender_reported |  | lender_site | 2026-10-09 |

## Employment history

- ? to present: Envoy Mortgage (NMLS 6666), Oak Harbor, WA. Source: https://www.envoymortgage.com/michael-cody/, verified 2026-10-09.

## Disciplinary history

Disciplinary history not yet checked by LenDb. Verify at NMLS Consumer Access: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2283933

## Contact

- View profile at Envoy Mortgage: https://www.envoymortgage.com/michael-cody/
- Email on file: shown at https://lendb.ai/lo/charles-cody-2283933#contact after a quick human check (not available in this file, the API or MCP).

## Sources

- nmls: https://www.nmlsconsumeraccess.org/EntityDetails.aspx/INDIVIDUAL/2283933
- state_regulator: https://real.flofr.com/Public/LO/LoanOriginators_AI_Monthly.zip
- lender_site: https://www.envoymortgage.com/michael-cody/

Cite as: Michael Cody III (NMLS 2283933), Envoy Mortgage. LenDb.ai, https://lendb.ai/lo/charles-cody-2283933, last verified 2026-10-09.

_Not a lender. Not a referral service. Verify licenses at NMLS Consumer Access._